3242 Old Oak Tree Ln, Escondido, CA 92026 Property Records

San Diego County property record for 3242 Old Oak Tree Ln, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,433 sqft · built 2001
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Nov 2006)
Tax Bill	$15,130 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187-580-41-00`

Property Details

APN / Parcel Number

Primary APN	`187-580-41-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,433 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	46,174 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3242 OLD OAK TREE LN
City	ESCONDIDO
State	CA
Zip	92026-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 3 TR 013759
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013759
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3049
Census Tract	20110

Owner

3242 Old Oak Tree Ln is owned and occupied by two individuals who bought it in November 2006.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3242 OLD OAK TREE LN, ESCONDIDO, CA 92026-8416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2006 · Amount on File
Deed Sale	Nov 27, 2006 · Amount on File
Prior Sale	Apr 28, 2000 · Amount on File
Deed Document Number	2006838235
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3242 OLD OAK TREE LN, ESCONDIDO, CA 92026-8416
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 OLD OAK TREE LN, ESCONDIDO, CA 92026-8416

Mortgage

Document Number	0000825632
Date	Dec 6, 2021
Instrument	2021-0825632

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	283 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3242 Old Oak Tree Ln was $15,130 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,257,162 (+2%) Land $539,760 Building $717,402
2025	$15,130.00 Homeowner's exemption	$1,232,513 Land $529,177 Building $703,336
2023	$14,427.00 (+6.63%) Homeowner's exemption	$1,184,655 Land $508,629 Building $676,026
2022	$13,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3242 Old Oak Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3242 Old Oak Tree Ln is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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