DeSoto County property record for 3242 Gracyn Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2023 |
| Square Footage | 3,677 sqft Adjusted Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,416.00 (2025) |
| Primary APN | 3-08-4-20-01-0-00008-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,677 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Street Address | 3242 GRACYN CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROWSEY CROSSING LOT 8 |
| Legal Subdivision | ROWSEY CROSSING |
| Legal Lot Number | 8 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 3-08-4-20-01-0-00008-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3242 GRACYN CV, HERNANDO, MS 38632-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST COMMERCIAL BANK |
| Jan 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC |
| Oct 22, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage FIRST COMMERCIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 |
| Deed Sale | Jan 22, 2024 |
| Prior Sale | Oct 22, 2021 |
| Deed Doc Number | 0001024882 |
| Deed Book / Page | 1024 / 882 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3242 GRACYN CV, HERNANDO, MS 38632-1040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5325 W OAK GROVE RD, HERNANDO, MS 38632-8063 |
| Document Number | 5660/34331 |
|---|---|
| Date | May 02, 2023 |
| Book Page | 5660/34331 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 02, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 22, 2024 |
| Property Address | 3242 GRACYN CV, HERNANDO, MS 38632-1040 |
| Document Number | 001024/882 |
| Book / Page | 1024 / 882 |
| Map Reference | MB 137 PG 45 |
| Instrument Date | Jan 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5325 W OAK GROVE RD, HERNANDO, MS 38632-8063 |
| Name | Verified Name |
|---|---|
| Address | 3242 GRACYN CV, HERNANDO, MS 38632-1040 |
| Document Number | 0056614899 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 5661/4899 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 22, 2021 |
| Property Address | 3242 GRACYN CV, HERNANDO, MS 38632-1040 |
| Document Number | 000975/592 |
| Book / Page | 975 / 592 |
| Map Reference | MB 137 PG 45 |
| Instrument Date | Oct 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 867, NEW ALBANY, MS 38652-0867 |
| Name | Verified Name |
|---|---|
| Address | 5325 W OAK GROVE RD, HERNANDO, MS 38632-8063 |
| Investor | Possibly a Property Investor |
| Document Number | 0005379416 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 5379/416 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 21, 2022 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,416.00 (+467.44%) | $45,020 (+650.33%) Land $4,000 Building $41,020 | $450,198 (+1,025.5%) Land $40,000 Building $410,198 |
| 2023 | $602.00 | $6,000 | $40,000 Land $40,000 |
3242 Gracyn Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 45th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,010 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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