3241 Florence Ave, Steger, IL 60475 Property Records

Cook County property record for 3241 Florence Ave, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 912 sqft · built 1971
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$200,500 (Sep 2022)
Tax Bill	$3,947 (2023)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-33-321-060`

Property Details

APN / Parcel Number

Primary APN	`32-33-321-060`
Alternative APN	`32-33-321-060-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3241 FLORENCE AVE
City	STEGER
State	IL
Zip	60475-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KEENEYS) SUB OF (CHICAGO)(HEIGHTS) SUB OF EH OF SW & WH OF SE SH SEC 33-35-14
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	KEENEYS SUB OF CHICAGO HEIGHTS
Legal Block	23
Legal Lot Number	28,27
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	1
Census Block	1023
Census Tract	829600

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3241 FLORENCE AVE, STEGER, IL 60475-1150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 29, 2022	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	202215039
Prior Transfer Date	Jul 24, 2003
Prior Transfer Doc	0000046197
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3241 FLORENCE AVE, STEGER, IL 60475-1150
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3241 FLORENCE AVE, STEGER, IL 60475-1150

Mortgage

Document Number	0029929041
Date	Oct 26, 2023
Instrument	2329929041

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 29, 2022
Property Address	3241 FLORENCE AVE, STEGER, IL 60475-1150
Document Number	0027215039
Instrument Date	Sep 16, 2022
Instrument	2227215039
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3241 FLORENCE AVE, STEGER, IL 60475-1150

Mortgage

Document Number	0027215040
Date	Sep 29, 2022
Instrument	2227215040

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 13, 2020
Property Address	3241 FLORENCE AVE, STEGER, IL 60475-1150
Document Number	2031821118
Instrument Date	Sep 10, 2020
Instrument	31821118
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6702 DOUBLE EAGLE DR #106 WOODRIDGE IL 605175442, 106, WOODRIDGE, IL 60517-5442

Mortgage

Document Number	2031821119
Date	Nov 13, 2020
Instrument	31821119

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,920 (+78.55%) Land $2,188 Building $9,732	$119,200 (+78.55%) Land $21,880 Building $97,320
2023	$3,947.00 (+45.97%)
2022	$2,704.00 Homeowner's exemption	$6,676 Land $1,875 Building $4,801	$66,760 Land $18,750 Building $48,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, Surf Internet, T-Mobile.

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