3241 Commonwealth Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 3241 Commonwealth Ave, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,953 sqft · built 1988
Lot Size	0.307 acres (13,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jun 2026)
Tax Bill	$4,942 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3310-06750`

Property Details

APN / Parcel Number

Primary APN	`010-3310-06750`
Alternative APN	`51308`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,953 sqft Gross Area
1st Floor Area	1,143 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	13,410 sqft (0.307 acres)
Garage Area	924 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	980 sqft
Storage Building	78 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	51308
Street Address	3241 COMMONWEALTH AVE
City	DULUTH
State	MN
Zip	55808-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34 THROUGH 38, BLOCK 22 AND LOTS 12THROUGH 15, BLOCK 22, INCLUDING THAT PART OFTHE VACATED ALLEY ADJACENT. SERIAL #
Legal Subdivision	MORGAN PARK FIRST ADDITION TO DULUTH
Legal Block	22
Legal Lot Number	34-38
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1073
Census Tract	10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3241 COMMONWEALTH AVE, DULUTH, MN 55808-1302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Deed Document Number	20261102886
Prior Transfer Date	Aug 28, 2003
Prior Transfer Doc	0000759113
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2026
Property Address	3241 COMMONWEALTH AVE, DULUTH, MN 55808-1302
Document Number	0001102886
Instrument Date	Jun 15, 2026
Instrument	20261102886
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209,979.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3241 COMMONWEALTH AVE, DULUTH, MN 55808-1302

Mortgage

Document Number	0001102887,
Date	Jun 26, 2026
Instrument	20261102887

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,942.00 (+0.12%) Homeowner's exemption
2025	$4,936.00 (-3.03%) Homeowner's exemption	$410,400 (+10.5%) Land $25,300 Building $385,100	$410,400 (+10.5%) Land $25,300 Building $385,100
2024	$5,090.00	$371,400 (+9.27%) Land $28,200 Building $343,200	$371,400 (+9.27%) Land $28,200 Building $343,200
2022		$339,900 Land $18,500 Building $321,400	$339,900 Land $18,500 Building $321,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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