32408 Garfield Rd, Fraser, MI 48026 Property Records

Macomb County property record for 32408 Garfield Rd, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1980
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2020)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03-14-05-151-004`

Property Details

APN / Parcel Number

Primary APN	`03-14-05-151-004`
Alternative APN	`1405151004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	32408 GARFIELD RD
City	FRASER
State	MI
Zip	48026-2277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	GARFIELD PARK SUBDIVISION LOTS 43.44 & 45. L11 P25. CITY OF FRASER
Legal Subdivision	GARFIELD PARK SUBDIVISION
Legal Lot Number	43
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3022
Census Tract	254500

Owner

32408 Garfield Rd is owned and occupied by an individual who bought it in August 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	32408 GARFIELD RD, FRASER, MI 48026-2277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Apr 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	202094899
Deed Book / Page	26909 / 138
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	0000044652
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 12, 2020
Property Address	32408 GARFIELD RD, FRASER, MI 48026-2277
Document Number	0000094899
Book / Page	26909 / 138
Map Reference	LB 11 PG 25
Instrument Date	Aug 6, 2020
Instrument	2094899
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ALLEGIANCE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32408 GARFIELD RD, 32408, FRASER, MI 48026-2277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 E LINCOLN AVE, MADISON HEIGHTS, MI 48071-4133

Mortgage

Document Number	0000094900
Date	Aug 12, 2020
Instrument	2094900

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 3, 2017
Property Address	32408 GARFIELD RD, FRASER, MI 48026-2277
Document Number	0000044652
Book / Page	024641 / 000875
Instrument Date	Mar 24, 2017
Instrument	44652
Transaction Type	Foreclosure
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5016 PARKWAY PLAZA BLVD #200 CHARLOTTE NC 282171930, 200, CHARLOTTE, NC 28217-1930

Tax Assessment & Valuation

The 2025 property tax bill for 32408 Garfield Rd was $4,302 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,300	$218,600
2025	$4,302.00
2023		$83,700	$167,400
2022	$3,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32408 Garfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32408 Garfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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