32405 473rd Ave, Elk Point, SD 57025 Property Records

Union County property record for 32405 473rd Ave, Elk Point, SD 57025

Property Summary

Property Type	Other Improved
Details	4 bd · 1,610 sqft · built 2012
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,495 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15.00.21.5010`

Property Details

APN / Parcel Number

Primary APN	`15.00.21.5010`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	1,791 sqft
Basement Area	1,345 sqft
Finished Basement	1,345 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32405 473RD AVE
City	ELK POINT
State	SD
Zip	57025-6661
Property Category	Other
Property Type	Other > Other Improved
Legal Description	TRACT 1 ROBINSON'S ADD IN NE1/4NE1/4 (2.75A)
Legal Range	50W
Legal Township	91N
Legal Section	21
Legal Subdivision	ROBINSON'S ADD
Legal Tract	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	1
Census Block	1175
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	ELK POINT, SD 57025
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	32405 473RD AVE, ELK POINT, SD 57025-6661
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00174/0018
Date	Jan 4, 2019
Book Page	174/0018
Instrument	190074

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	32405 473RD AVE, ELK POINT, SD 57025-6661
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/476
Date	Jun 21, 2022
Book Page	180/476
Instrument	221762

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Elk Point Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,495.00 (+0.02%)	$404,280 (-) Land $68,770 Building $335,510
2025	$4,494.00 (+1.24%)	$404,280 (+13.67%) Land $68,770 Building $335,510
2024	$4,439.00 (+8.37%)
2023	$4,096.00 (+20.05%)	$355,664 Land $49,121 Building $306,543
2022	$3,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (2011–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 60% of South Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: Long Lines Metro, Verizon.

Nearby Properties on 473rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures