3240 Westshore Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3240 Westshore Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,487 sqft · built 1983
Lot Size2.96 acres (128,937 sqft)
Owner2 Trust Names on File
Last Sale$1,277,500 (Sep 2005)
Tax Bill$3,727 (2025)
Deeds & MortgagesApr 2020 Transfer
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN29-26-31-0000-0015-0000

Property Details

APN / Parcel Number

Primary APN29-26-31-0000-0015-0000
Alternative APNs
  • 263129000000150000
  • 130988

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,487 sqft Living Area
Gross Area3,361 sqft
1st Floor Area2,487 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area128,937 sqft (2.96 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces11 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area192 sqft
Shed1 Shed
Shed Area336 sqft
Utility Building810 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3240 WESTSHORE DR
CitySAINT CLOUD
StateFL
Zip34772-7554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAC
Legal DescriptionCOM AT SE COR OF NW 1/4 OF NW 1/4 OF 29-26-31, N01-44-00W 663.72 FT, N89-34-55W 17.52 FT TO W R/W LINE OF WEST SHORE DR & POB; CONT N89-34-55W 415 FT, N01-44-00W 210 FT, S89-34-55E 415 FT TO W R/W LINE OF WEST SHORE DR, S01-44-00E 210 FT TO POB & COM
Legal Range31E
Legal Township26S
Legal Section29
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Block15
Legal Lot Number15
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1040
Census Tract43301

Owner

3240 Westshore Dr is owner-occupied and held in a trust since August 2012.

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address3240 WESTSHORE DR, SAINT CLOUD, FL 34772-7554
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2005 · Amount on File
Deed SaleSep 27, 2005 · Amount on File
Deed Document Number2005212244
Deed Book / Page2908 / 1224
Last Transfer DateAug 9, 2012
Transfer Doc0043092884
Record UpdatedJun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 21, 2020
Property Address3240 WESTSHORE DR, SAINT CLOUD, FL 34772-7554
Document Number0057110041
Book / Page005711 / 000041
Instrument DateApr 21, 2020
Instrument54354
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3240 WESTSHORE DR ST CLOUD FL 347727554, ST CLOUD, FL 34772-7554

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 21, 2020
Property Address3240 WESTSHORE DR, SAINT CLOUD, FL 34772-7554
Document Number0057110034
Book / Page005711 / 000034
Instrument DateApr 9, 2020
Instrument54352
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address228 ALTMAN LN GALLATIN GATEWAY MT 597308713, GALLATIN GATEWAY, MT 59730-8713

Tax Assessment & Valuation

The 2025 property tax bill for 3240 Westshore Dr was $3,727 with a homeowner's exemption, up 5.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,727.00 (+5.25%) Homeowner's exemption$258,423$531,100 Land $90,400 Building $440,700
2024$3,541.00 (+2.16%)
2023$3,466.00 (+4.3%) Homeowner's exemption$243,826 (+3%)$506,300 (+48.82%) Land $80,400 Building $425,900
2022$3,323.00 Homeowner's exemption$236,725$340,200 Land $80,400 Building $259,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3240 Westshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3240 Westshore Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Westshore Dr

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