3240 Varjo Ct, Keego Harbor, MI 48320 Property Records

Oakland County property record for 3240 Varjo Ct, Keego Harbor, MI 48320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,038 sqft · built 1925
Lot Size0.184 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Sep 1998)
Tax Bill$2,649 (2025)
Deeds & MortgagesMay 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN36-18-02-479-007

Property Details

APN / Parcel Number

Primary APN36-18-02-479-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,038 sqft Living Area
1st Floor Area935 sqft
Basement Area450 sqft
Unfinished Basement450 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions90 ft deep x 45 ft wide
PorchSlab
Porch Area22 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal

Location & Zoning

Street Address3240 VARJO CT
CityKEEGO HARBOR
StateMI
Zip48320-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBI
Legal DescriptionT2N, R9E, SEC 2 JOHN HAGERMAN SUB EAST 89.28 FT. OF LOTS 4 & 5
Legal Range09E
Legal Township02N
Legal Section02
Legal SubdivisionJOHN HAGERMAN
Legal Lot Number4-5
JurisdictionOAKLAND MI
Township / Civil DivisionKEEGO HARBOR
Census Block Group2
Census Block2011
Census Tract154200

Owner

3240 Varjo Ct is owned and occupied by an individual who bought it in September 1998.

Source: Oakland County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3240 VARJO CT, KEEGO HARBOR, MI 48320-1322
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 1998 · Amount on File
Deed SaleSep 21, 1998 · Amount on File
Prior SaleJun 22, 1995 · Amount on File
Record UpdatedOct 29, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOAKLAND MI
Property Address3240 VARJO CT, KEEGO HARBOR, MI 48320-1322
Document Number0000087824
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 VARJO CT KEEGO HARBOR MI 483201322, KEEGO HARBOR, MI 48320-1322

Mortgage

Document Number0000087824
DateMay 29, 2018
Book Page051848/000841
Instrument87824
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueMay 28, 2058
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 3240 Varjo Ct was $2,649 with a homeowner's exemption, up 31.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityKeego Harbor City
Unified School DistrictWest Bloomfield School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,649.00 (+31.53%) Homeowner's exemption$82,520$165,040
2024$2,014.00
2023$75,020$150,040
2021$2,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3240 Varjo Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2000–2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3240 Varjo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KEEGO HARBOR
serves 2,740 people · EPA ID MI0003595
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMar 2026
Also Mapped HereORCHARD LAKE VILLAGE
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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