3240 Toopal Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3240 Toopal Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,255 sqft · built 2004
Lot Size	0.168 acres (7,334 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Apr 2009)
Tax Bill	$5,945 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145-190-11-00`

Property Details

APN / Parcel Number

Primary APN	`145-190-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,255 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,334 sqft (0.168 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3240 TOOPAL DR
City	OCEANSIDE
State	CA
Zip	92058-7492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 11 TR 014539
Legal Subdivision	WANIS VIEW ESTATES
Legal Tract	014539
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	18601

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3240 TOOPAL DR, OCEANSIDE, CA 92058-7492
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Apr 29, 2022	Intrafamily Transfer, Transfer
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2009 · Amount on Record
Deed Sale	Apr 3, 2009 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Document Number	2009169424
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000186758
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3240 TOOPAL DR, OCEANSIDE, CA 92058-7492
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 TOOPAL DR, OCEANSIDE, CA 92058-7492

Mortgage

Document Number	0000027545
Date	Jan 13, 2021
Instrument	2021-0027545

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3240 TOOPAL DR, OCEANSIDE, CA 92058-7492
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431892
Date	Sep 30, 2019
Instrument	2019-0431892

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2022
Property Address	3240 TOOPAL DR, OCEANSIDE, CA 92058-7492
Document Number	0000186758
Map Reference	MAP 14539
Instrument Date	Apr 20, 2022
Instrument	2022-0186758
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3240 TOOPAL DR, OCEANSIDE, CA 92058-7492

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3240 TOOPAL DR, OCEANSIDE, CA 92058-7492
Document Number	0000110133
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3240 TOOPAL DR OCEANSIDE CA 920587492, OCEANSIDE, CA 92058-7492

Mortgage

Document Number	0000110133
Date	Mar 21, 2018
Instrument	110133

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,092 (+2%) Land $249,559 Building $295,533
2025	$5,945.00 (+5.22%) Homeowner's exemption	$534,405 (+4.04%) Land $244,666 Building $289,739
2023	$5,650.00 (+1.56%) Homeowner's exemption	$513,655 Land $235,166 Building $278,489
2022	$5,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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