3240 N Main St, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3240 N Main St, Soquel, CA 95073

Property Summary

Property Type	Residential Vacant Land
Details	6 bd · 5.5 ba · 6,120 sqft · built 1950
Lot Size	0.473 acres (20,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Sep 2026)
Tax Bill	$23,363 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`030-092-01`

Property Details

APN / Parcel Number

Primary APN	`030-092-01`
Alternative APNs	`030-092-01-000` `030-092-15-000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Building Area	6,120 sqft Living Area
Gross Area	7,373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,604 sqft (0.473 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	03009201000
Street Address	3240 N MAIN ST
City	SOQUEL
State	CA
Zip	95073-2208
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1-6
Legal Subdivision	PARRISHS ADD
Legal Block	6
Legal Lot Number	26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1042
Census Tract	122001

Owner

Source: Santa Cruz County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4805 GRACE ST, G, CAPITOLA, CA 95010-2655
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 27, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage BDS CAPITAL INC
Feb 16, 2024	Deed of Trust, Mortgage · Construction Mortgage MV HOLDINGS INC
Feb 13, 2026	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Jun 16, 2022	Grant Deed, Construction Loan · Construction Mortgage CASCO FINANCIAL INC
Sep 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 13, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	202621065
Prior Transfer Date	Dec 1, 1998
Prior Transfer Doc	0000002959
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2026
Property Address	3240 N MAIN ST, SOQUEL, CA 95073-2208
Document Number	0000021065
Instrument Date	Sep 16, 2026
Instrument	202621065
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$75,436.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 GRACE ST, CAPITOLA, CA 95010-2655

Mortgage

Document Number	0000021066,
Date	Sep 18, 2026
Instrument	202621066

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2057

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 27, 2026
Property Address	3240 N MAIN ST, SOQUEL, CA 95073-2208
Document Number	0000019341
Instrument Date	Aug 12, 2026
Instrument	202619341
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3240 N MAIN ST, SOQUEL, CA 95073-2208

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3240 N MAIN ST, SOQUEL, CA 95073-2208
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15700 WINCHESTER BLVD, LOS GATOS, CA 95030-3305

Mortgage

Document Number	0000020698
Date	Oct 26, 2023
Instrument	2023-0020698

Lender

Name	BDS CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3240 N MAIN ST, SOQUEL, CA 95073-2208
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 41ST AVE 102-34, 102, CAPITOLA, CA 95010-2527

Mortgage

Document Number	0000002912
Date	Feb 16, 2024
Instrument	2024-0002912

Lender

Name	MV HOLDINGS INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 13, 2026
Property Address	3240 N MAIN ST, SOQUEL, CA 95073-2208
Document Number	0000003334
Map Reference	VOL 65 PG 12
Instrument Date	Feb 11, 2026
Instrument	2026-0003334
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,955.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3240 N MAIN ST, SOQUEL, CA 95073-2208

Mortgage

Document Number	0000003335
Date	Feb 13, 2026
Instrument	2026-0003335

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

June 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 16, 2022
Property Address	4900 BRIDGE ST, SOQUEL, CA 95073-2225
Document Number	0000018356
Instrument Date	Jun 10, 2022
Instrument	2022-0018356
Transaction Type	Construction Loan
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 41ST AVE STE 102-34, 102, CAPITOLA, CA 95010-2527

Mortgage

Document Number	0000018357
Date	Jun 16, 2022
Instrument	2022-0018357

Lender

Name	CASCO FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2019
Property Address	3240 N MAIN ST, SOQUEL, CA 95073-2208
Document Number	0000027856
Instrument Date	Sep 12, 2019
Instrument	27856
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	379 SANCTUARY CT HENDERSON NV 890145507, HENDERSON, NV 89014-5507

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 13, 2018
Property Address	3240 N MAIN ST, SOQUEL, CA 95073-2208
Document Number	0000028030
Instrument Date	Aug 30, 2018
Instrument	28030
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	379 SANCTUARY CT HENDERSON NV 890145507, HENDERSON, NV 89014-5507

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,320 (-82.13%) Land $322,320
2025	$23,363.00 (+7.05%)	$1,804,054 (+4.04%) Land $1,533,446 Building $270,608
2024	$21,825.00 (+2.34%)
2023	$21,326.00 (+21.72%)	$1,734,000 Land $1,473,900 Building $260,100	$1,494,720
2022	$17,521.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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