3240 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3240 Mendon Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,702 sqft · built 1797
Lot Size0.5 acres (21,780 sqft)
Owner2 Trust Names on Record
Last Sale$405,000 (Jul 2018)
Tax Bill$6,693 (2026)
Deeds & MortgagesApr 2023 Refinance
Feb 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN9940-77

Property Details

APN / Parcel Number

Primary APN9940-77
Alternative APN
  • CUMB M:054 B:0243 L:000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,702 sqft Living Area
Gross Area5,235 sqft
1st Floor Area1,741 sqft
Basement Area1,261 sqft
Unfinished Basement1,261 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1797
Effective Year BuiltEffective 1797
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9940-77
Street Address3240 MENDON RD
CityCUMBERLAND
StateRI
Zip02864-2462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block243
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2003
Census Tract11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address3240 MENDON RD, CUMBERLAND, RI 02864-2462
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE CENTS SAVINGS BANK
Feb 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Jul 18, 2018Deed, Transfer
SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2018 · Amount on Record
Deed SaleJul 18, 2018 · Amount on Record
Deed Book / Page1778 / 610
Last Transfer DateApr 23, 2025
Transfer Doc002000-749
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3240 MENDON RD, CUMBERLAND, RI 02864-2462
Transaction TypeMortgage
Record UpdatedApr 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001953-316
DateApr 10, 2023
Book Page1953/316
Instrument138219
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3240 MENDON RD, CUMBERLAND, RI 02864-2462
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1829-665
DateFeb 10, 2020
Book Page1829/665
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND RI
Recording DateJul 18, 2018
Property Address3240 MENDON RD, CUMBERLAND, RI 02864-2462
Document Number1778-610
Book / Page1778 / 610
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.51
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number17780613
DateJul 18, 2018
Instrument01778/0613
Lender
NameSALEM FIVE MTG CO
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,693.00 (+3.24%)$668,600 (+26.53%) Land $234,100 Building $434,500$653,683
2025$6,483.00 (+5.59%)$528,400 (-) Land $154,600 Building $373,800
2023$6,140.00 (+6.25%)$528,400 (+37.07%) Land $154,600 Building $373,800
2022$5,779.00$385,500 Land $108,100 Building $277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2010)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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