3240 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3240 Main St, Morro Bay, CA 93442

Property Summary

Property TypeCommercial Office
Details1 bd · 2 ba · 1,546 sqft · built 1953
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Tax Bill$6,433 (2025)
Flood ZoneZone X (moderate risk)
APN065-052-018

Property Details

APN / Parcel Number

Primary APN065-052-018

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,546 sqft Gross Area
1st Floor Area1,546 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address311 ORCAS ST
CityMORRO BAY
StateCA
Zip93442-2925
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeCVS
Legal DescriptionCY MB ATAS BCH BL 5F LT 18 TO 20
Legal SubdivisionATASCADERO BEACH
Legal Block1
Legal Lot Number18
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1035
Census Tract10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address171 ISLAND ST, MORRO BAY, CA 93442-3150
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 1996
Deed SaleMay 14, 1996
Deed Document Number199623889
Last Transfer DateAug 23, 2024
Transfer Doc0000024402
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$595,337 (+2%) Land $324,729 Building $270,608
2025$6,433.00 (+3.61%)$583,664 (+4.04%) Land $318,362 Building $265,302
2023$6,209.00 (+367.9%)$561,000 Land $306,000 Building $255,000
2022$1,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimDec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ranch Wifi.

Nearby Properties on Main St

Nearby Streets

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