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3240 Laurel Mountain Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3240 Laurel Mountain Rd, Murfreesboro, TN 37129

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,160 sqft · built 1990
Lot Size0.476 acres (20,734 sqft)
Owner2 Individual Names on File
Last Sale$397,000 (Jun 2021)
Tax Bill$1,549 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN071O-A-051.00-000

Property Details

APN / Parcel Number

Primary APN071O-A-051.00-000
Alternative APNs
  • 071O A 05100
  • R0042959

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,160 sqft Living Area
1st Floor Area3,160 sqft
Upper Floors Area864 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area20,734 sqft (0.476 acres)
Lot Dimensions216 ft deep x 95.5 ft wide
Garage TypeAttached
Garage Area920 sqft

Exterior Amenities

PorchSlab
Porch Area110 sqft
Deck AreaDeck Area
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberR0042959
Street Address3240 LAUREL MOUNTAIN RD
CityMURFREESBORO
StateTN
Zip37129-2555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 109 THE FOOTHILLS RESUB SEC 5C PB 13 PG 156 95.46 X 216.01 IRR
Legal SubdivisionTHE FOOTHILLS SEC 5C
Legal Lot Number109
JurisdictionRUTHERFORD TN
Township / Civil Division9
Census Block Group2
Census Block2001
Census Tract40807

Owner

3240 Laurel Mountain Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Rutherford County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address3240 LAUREL MOUNTAIN RD, MURFREESBORO, TN 37129-2555
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Jun 18, 2021Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Mar 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
LEGACY MUTUAL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2021 · Amount on File
Deed SaleJun 18, 2021 · Amount on File
Prior SaleApr 16, 2014 · Amount on File
Deed Document Number20212369845
Deed Book / Page2097 / 2054
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address3240 LAUREL MOUNTAIN RD, MURFREESBORO, TN 37129-2555
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019821548
DateOct 26, 2020
Book Page1982/1548
Instrument2313722
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateJun 18, 2021
Property Address3240 LAUREL MOUNTAIN RD, MURFREESBORO, TN 37129-2555
Document Number0020972054
Book / Page2097 / 2054
Map ReferenceMB 13 PG 156
Instrument DateJun 15, 2021
Instrument2369845
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyARK TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 LAUREL MOUNTAIN RD, MURFREESBORO, TN 37129-2555

Mortgage

Document Number0020972057
DateJun 18, 2021
Instrument2097-2057
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address3240 LAUREL MOUNTAIN RD, MURFREESBORO, TN 37129-2555
Document NumberRB16611467
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedApr 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3240 LAUREL MOUNTAIN RD MURFREESBORO TN 371292555, MURFREESBORO, TN 37129-2555

Mortgage

Document NumberRB16611467
DateMar 29, 2018
Book Page001661/001467
Instrument2138230
Lender
NameLEGACY MUTUAL MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3240 Laurel Mountain Rd was $1,549.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,950 (+22.29%) Land $27,500 Building $73,450$403,800 Land $110,000 Building $293,800
2025$1,549.00$82,550 Land $13,750 Building $68,800
2023$1,549.00$82,550 Land $13,750 Building $68,800$330,200 (-) Land $55,000 Building $275,200
2022$330,200 Land $55,000 Building $275,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3240 Laurel Mountain Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2010–2022)
Claims Outside the SFHA3 of 7
Most Recent ClaimSep 2022 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3240 Laurel Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people · EPA ID TN0000791
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Communications
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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