3240 Cornwall Dr, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 3240 Cornwall Dr, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 1960
Lot Size	0.505 acres (22,002 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2021)
Tax Bill	$4,622 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Aug 2013 Mortgage + 7 more
APN	`24398450`

Property Details

APN / Parcel Number

Primary APN	`24398450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Basement Area	1,608 sqft
Finished Basement	1,206 sqft
Unfinished Basement	402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Lot Area	22,002 sqft (0.505 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Pool Area	800 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3240 CORNWALL DR
City	LEXINGTON
State	KY
Zip	40503-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	C-271 STONEWALL ESTATES UNIT 2C LOT 9; BOOK: 3856 PAGE: 484
Legal Subdivision	STONEWALL ESTATES
Legal Block	O
Legal Lot Number	9
Legal Unit	2C
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	1
Census Block	1016
Census Tract	3600

Owner

3240 Cornwall Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Deed of Trust, Mortgage DISPONETTE, MARIE
Aug 29, 2013	Deed of Trust, Mortgage WELLS FARGO BK NA
Jan 7, 2026	Deed, Transfer · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK
Jul 7, 2021	Deed, Transfer
Jul 7, 2021	Deed, Transfer · Stand-Alone First Mortgage HEALTH ED FED CR UN
Jun 4, 2018	Deed of Trust, Mortgage MISCHNER, S JAMES
Sep 6, 2018	Deed of Trust, Mortgage BANK OF THE BLUEGRASS
Sep 6, 2018	Deed, Transfer BANK OF THE BLUEGRASS
Jun 4, 2018	Deed, Transfer MISCHNER, S JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Sep 6, 2018 · Amount on File
Deed Book / Page	3856 / 484
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009143/609
Date	Jul 26, 2018
Book Page	9143/609

Lender

Name	DISPONETTE, MARIE

Agreement

Amount	Amount on Record

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007906/037
Date	Aug 29, 2013
Book Page	7906/037

Lender

Name	WELLS FARGO BK NA

Agreement

Amount	Amount on Record

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 7, 2026
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Document Number	DB4171/272
Book / Page	DB 4171 / 272
Map Reference	CAB A SL 775
Instrument Date	Jan 5, 2026
Instrument	202601070015
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2682 DREYFUS RD, WACO, KY 40385-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445

Mortgage

Document Number	MB11134582
Date	Jan 7, 2026
Instrument	MB 11134/582

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2046

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 7, 2021
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Document Number	3856/484
Book / Page	3856 / 484
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 7, 2021
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Document Number	003856/484
Book / Page	3856 / 484
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122156
Date	Jul 7, 2021
Instrument	122/156

Lender

Name	HEALTH ED FED CR UN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9104/647
Date	Jun 4, 2018
Book Page	9104/647

Lender

Name	MISCHNER, S JAMES

Agreement

Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9173/141
Date	Sep 6, 2018
Book Page	9173/141

Lender

Name	BANK OF THE BLUEGRASS

Agreement

Amount	Amount on Record

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 6, 2018
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Document Number	003612/168
Book / Page	3612 / 168
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009173/141
Date	Sep 6, 2018
Book Page	9173/141

Lender

Name	BANK OF THE BLUEGRASS

Agreement

Amount	Amount on Record

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 4, 2018
Property Address	3240 CORNWALL DR, LEXINGTON, KY 40503-3445
Document Number	003585/728
Book / Page	3585 / 728
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009104/647
Date	Jun 4, 2018
Book Page	9104/647

Lender

Name	MISCHNER, S JAMES

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3240 Cornwall Dr was $4,622, up 2.3% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,622.00 (+2.32%)	$415,000 (-)	$415,000 (-)
2025	$4,517.00	$415,000	$415,000
2023	$4,517.00	$415,000	$415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3240 Cornwall Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3240 Cornwall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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