3240 Co Rd 225, Durango, CO 81301 Property Records

La Plata County property record for 3240 Co Rd 225, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,176 sqft · built 1983
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Nov 2021)
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5671-304-00-176`

Property Details

APN / Parcel Number

Primary APN	`5671-304-00-176`
Alternative APN	`R005640`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Lot Area	165,528 sqft
Garage Type	Detached
Garage Area	1,832 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	360 sqft
Deck Area	Deck Area
Patio Area	396 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R005640
Street Address	3240 COUNTY ROAD 225
City	DURANGO
State	CO
Zip	81301-8285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FUNARO S/D BLOCK: 0 LOT: A FUNARO SUB #222 3240 CR 225 DURANGO 81301
Legal Subdivision	FUNARO S/D
Legal Tract	A
Legal Block	1
Legal Lot Number	A
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1053
Census Tract	970601

Owner

3240 Co Rd 225 is owned and occupied by two individuals who bought it in November 2021.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3240 COUNTY ROAD 225, DURANGO, CO 81301-8285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	20211202230
Prior Transfer Date	Mar 13, 2009
Prior Transfer Doc	0000092523
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 12, 2021
Property Address	3240 COUNTY ROAD 225, DURANGO, CO 81301-8285
Document Number	0001202230
Map Reference	DOC 438874
Instrument Date	Nov 5, 2021
Instrument	1202230
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3240 COUNTY ROAD 225, 3240, DURANGO, CO 81301-8285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 FLORIDA MEADOWS LN, DURANGO, CO 81303-6645

Mortgage

Document Number	0001202231
Date	Nov 12, 2021
Instrument	1202231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3240 COUNTY ROAD 225, DURANGO, CO 81301-8285
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001182293
Date	Nov 30, 2020
Instrument	1182293

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3240 Co Rd 225 was $4,320, up 18% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,180 (+2.15%) Land $14,220 Building $58,960	$1,146,230 (-) Land $222,750 Building $923,480
2025	$4,320.00 (+18%)	$71,640 Land $13,920 Building $57,720	$1,146,230 Land $222,750 Building $923,480
2024	$3,661.00 (+14.84%)
2023	$3,188.00 (+158.77%)	$67,290 (+161.12%) Land $14,150 Building $53,140	$1,004,360 (+170.86%) Land $211,190 Building $793,170
2022	$1,232.00	$25,770 Land $12,000 Building $13,770	$370,800 Land $172,690 Building $198,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3240 Co Rd 225 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3240 Co Rd 225 is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	25 / 25
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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