Monroe County property record for 3240 Cedar Ridge Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,462 sqft · built 1998 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,758 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-300-005-000 |
| Primary APN | 07-09-300-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,462 sqft Building Perimeter |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 286 sqft |
| Basement Area | 1,462 sqft |
| Unfinished Basement | 1,462 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 149,846 sqft (3.44 acres) |
| Garage Area | 960 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,692 sqft |
| Porch | Slab |
| Porch Area | 252 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3240 CEDAR RIDGE LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART E/2 SW |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 09 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3240 CEDAR RIDGE LN, WATERLOO, IL 62298-6042 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2020 |
| Transfer Doc | 0000405799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 22, 2020 |
| Property Address | 3240 CEDAR RIDGE LN, WATERLOO, IL 62298-6042 |
| Document Number | 0000405799 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 405799 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | ACCENT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3240 CEDAR RIDGE LN WATERLOO IL 622986042, WATERLOO, IL 62298-6042 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,758.00 (+5.63%) Homeowner's exemption | $156,740 (+32.9%) Land $20,990 Building $135,750 | $470,220 (+32.9%) Land $62,970 Building $407,250 |
| 2024 | $8,291.00 | ||
| 2022 | Additional exemption filed | $117,940 Land $20,990 Building $96,950 | $353,820 Land $62,970 Building $290,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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