324 York Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 324 York Ave, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,890 sqft · built 1966
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$770,000 (Sep 2016)
Tax Bill$9,883 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN061-071-021

Property Details

APN / Parcel Number

Primary APN061-071-021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,890 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Lot Area3,049 sqft (0.07 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address324 YORK AVE
CityOCEANO
StateCA
Zip93445-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMFR
Legal DescriptionOCEANO BCH SUB 2 BL 37 LT 10
Legal SubdivisionOCEANO BCH SUB 2
Legal Block37
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2082
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5189 KINGSGROVE DR, SOMIS, CA 93066-9718
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2016 · Amount on Record
Deed SaleSep 23, 2016 · Amount on Record
Prior SaleSep 6, 2013 · Amount on Record
Deed Document Number201648084
Prior Transfer DateMay 1, 2014
Prior Transfer Doc0000018551
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address324 YORK AVE, OCEANO, CA 93445-9713
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyCONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5189 KINGSGROVE DR, SOMIS, CA 93066-9718

Mortgage

Document Number0000013922
DateFeb 23, 2021
Instrument2021013922
Lender
NameMORTGAGE 2000 INC
TypeMortgage Company
AddressREDONDO BEACH, CA 90277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$911,518 (+2%) Land $532,705 Building $378,813
2025$9,883.00 (+4.56%)$893,646 (+4.04%) Land $522,260 Building $371,386
2023$9,452.00 (+1.48%)$858,946 Land $501,981 Building $356,965
2022$9,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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