York County property record for 324 Windy Pine Dr, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,946 sqft · built 2012 |
| Lot Size | 0.22 acres (9,597 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Mar 2024) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-00-00-190 |
| Primary APN | 562-00-00-190 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,946 sqft Living Area |
| Gross Area | 3,636 sqft |
| 1st Floor Area | 1,283 sqft |
| 2nd Floor Area | 1,663 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,597 sqft (0.22 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Street Address | 324 WINDY PINE DR |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-8120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDI |
| Legal Description | LT# 9 LAKE FOREST MAP-1 |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 9 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 61710 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SNB BANK NA |
| Mar 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SNB BANK NA |
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU |
| Mar 7, 2024 | Deed, Transfer NOT AVAILABLE, SUNBELT TITLE NC LLC |
| Mar 7, 2024 | Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 1, 2020 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 31, 2017 | Deed, Transfer · Conventional Mortgage CBC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on Record |
| Deed Sale | Mar 7, 2024 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 20246845 |
| Deed Book / Page | 21194 / 320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 324 WINDY PINE DR, LAKE WYLIE, SC 29710-8120 |
| Document Number | 2017100446 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 20171/446 |
| Instrument | 2022021913 |
| Name | SNB BANK NA |
|---|---|
| Type | Bank |
| Address | SHATTUCK, OK 73858 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 2, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 324 WINDY PINE DR, LAKE WYLIE, SC 29710-8120 |
| Document Number | 2068400099 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 20684/99 |
| Instrument | 2023009123 |
| Name | SNB BANK NA |
|---|---|
| Type | Bank |
| Address | SHATTUCK, OK 73858 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 113 Months |
| Due | Aug 9, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2215800181 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 22158/181 |
| Instrument | 2025032720 |
| Name | FAMILY TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | 225 WHITE ST W, ROCK HILL, SC 29730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Mar 7, 2024 |
| Property Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Document Number | 2119400320 |
| Book / Page | 21194 / 320 |
| Map Reference | MB D PG 9 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 2024006845 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | NOT AVAILABLE, SUNBELT TITLE NC LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,391.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Mar 7, 2024 |
| Property Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Document Number | 2119400320 |
| Book / Page | 21194 / 320 |
| Map Reference | MB D-195 PG 9 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 2024006845 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | SUNBELT TITLE NC LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,391.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Document Number | 2024006846 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024006846 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 1, 2020 |
| Property Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Document Number | 1838700112 |
| Book / Page | 18387 / 112 |
| Map Reference | MB D-195 PG 9 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020028786 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 2020028787 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020028787 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Aug 31, 2017 |
| Property Address | 324 WINDY PINE DR, CLOVER, SC 29710-8120 |
| Document Number | 1656600113 |
| Book / Page | 16566 / 113 |
| Map Reference | MB D-195 PG 9 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 201700037470 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 WINDY PINE DR, LAKE WYLIE, SC 29710-8120 |
| Document Number | 201700037471 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 201700037471 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,796.00 (+38.97%) | $20,428 (+47.08%) Land $3,000 Building $17,428 | $510,700 (+47.08%) Land $75,000 Building $435,700 |
| 2023 | $2,012.00 | $13,889 Land $2,600 Building $11,289 | $347,234 Land $65,000 Building $282,234 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Comporium Cable · Fiber in parts of the area | 2,000 / 200 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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