324 Wilma Ave, Steubenville, OH 43952 Property Records

Jefferson County property record for 324 Wilma Ave, Steubenville, OH 43952

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 863 sqft · built 1950
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-09093-000`

Property Details

APN / Parcel Number

Primary APN	`07-09093-000`
Alternative APN	`09093`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	863 sqft Living Area
1st Floor Area	863 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Other
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45.1 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	324 WILMA AVE
City	STEUBENVILLE
State	OH
Zip	43952-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 J SPAHNS 2ND 45.10X130 MAP-07-0600-17200
Legal Subdivision	BEVERLY HILLS SUBDIVISION
Jurisdiction	JEFFERSON OH
Township / Civil Division	STEUBENVILLE
Census Block Group	2
Census Block	2012
Census Tract	600

Owner

324 Wilma Ave is owned and occupied by an individual who acquired it in June 2021.

Source: Jefferson County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	324 WILMA AVE, STEUBENVILLE, OH 43952-2352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY COMMUNITY FEDERAL CREDIT UNION
Jun 4, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021
Deed Sale	Jun 4, 2021
Prior Sale	May 26, 2016
Deed Document Number	2021366237
Deed Book / Page	1484 / 77
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	1484/77
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Recording Date	Jul 23, 2026
Property Address	324 WILMA AVE, STEUBENVILLE, OH 43952-2352
Document Number	0000415057
Book / Page	1546 / 2568
Instrument Date	Jul 7, 2026
Instrument	2026415057
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 WILMA AVE, STEUBENVILLE, OH 43952-2352
Investor	Possibly a Property Investor

Mortgage

Document Number	0000415057,
Date	Jul 23, 2026
Book Page	1546/2568
Instrument	2026415057

Lender

Name	VALLEY COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON OH
Recording Date	Jun 4, 2021
Property Address	324 WILMA AVE, STEUBENVILLE, OH 43952-2352
Document Number	1484/77
Book / Page	1484 / 77
Map Reference	VOL 6 PG 27
Instrument Date	Jun 1, 2021
Instrument	366237
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 WILSHIRE BLVD, STEUBENVILLE, OH 43952-1167

Mortgage

Document Number	366492
Date	Jun 4, 2021
Instrument	366492

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Dec 1, 2046

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	324 WILMA AVE, STEUBENVILLE, OH 43952-2352
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1230/148
Date	Feb 23, 2017
Book Page	1230/148
Instrument	317930

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 324 Wilma Ave was $1,072 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
Municipality	Steubenville City
Unified School District	Steubenville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00	$31,350 (-) Land $6,934 Building $24,416
2024	$1,072.00 Homeowner's exemption	$31,350 Land $6,934 Building $24,416	$89,570 Land $19,810 Building $69,760
2022	$1,468.00 Homeowner's exemption	$25,011 Land $5,586 Building $19,425
2021			$71,460 Land $15,960 Building $55,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Wilma Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Wilma Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEUBENVILLE serves 17,000 people · EPA ID OH4102411
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024 Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	No certified operator currently in violation since Apr 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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