324 Williams St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 324 Williams St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1920
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Oct 2024)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641-0014-0121-00`

Property Details

APN / Parcel Number

Primary APN	`641-0014-0121-00`
Alternative APN	`0058055`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	640 sqft
2nd Floor Area	512 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	324 WILLIAMS ST
City	CINCINNATI
State	OH
Zip	45215-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS ST 25 X 125 PT LOT 29 ANDERSON ET AL SUB
Legal Subdivision	ANDERSON ET AL SUB
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2024
Census Tract	27400

Owner

324 Williams St is owned by an individual who bought it in October 2024.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	827 HIAWATHA PL S, 502, SEATTLE, WA 98144-2852
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Oct 21, 2024	Limited Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 30, 2024	Sheriff's Deed, Foreclosure SOJOURNERS TITLE AGENCY
Jul 21, 2020	Warranty Deed, Transfer · FHA Mortgage REVOLUTION MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Prior Sale	Jul 30, 2024 · Amount on File
Deed Document Number	202474190
Deed Book / Page	15276 / 480
Prior Transfer Date	Jul 16, 2024
Prior Transfer Doc	0000052512
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	324 WILLIAMS ST, CINCINNATI, OH 45215-4606
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 WILLIAMS ST, CINCINNATI, OH 45215-4606

Mortgage

Document Number	0000091664
Date	Nov 24, 2025
Book Page	15549/363
Instrument	2025-0091664

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 21, 2024
Property Address	324 WILLIAMS ST, CINCINNATI, OH 45215-4606
Document Number	0000074190
Book / Page	15276 / 480
Map Reference	MB 4 PG 75
Instrument Date	Sep 11, 2024
Instrument	2024-0074190
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$66.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 LIVINGSTON AVE, SAINT PAUL, MN 55107-2292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 HIAWATHA PL S APT 502, 502, SEATTLE, WA 98144-2852

July 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 30, 2024
Property Address	324 WILLIAMS ST, CINCINNATI, OH 45215-4606
Document Number	0000052512
Book / Page	15218 / 724
Map Reference	MB 4 PG 75
Instrument Date	Jul 11, 2024
Instrument	2024-0052512
Transaction Type	Foreclosure
Record Updated	Feb 10, 2026
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$86.70
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 21, 2020
Property Address	324 WILLIAMS ST, CINCINNATI, OH 45215-4606
Document Number	0000070505
Book / Page	014214 / 001559
Instrument Date	Jul 9, 2020
Instrument	70505
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 WILLIAMS ST LOCKLAND OH 452154606, LOCKLAND, OH 45215-4606

Mortgage

Document Number	70506
Date	Jul 21, 2020
Book Page	014214/001561
Instrument	70506

Lender

Name	REVOLUTION MTG
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Mortgage

Document Number	70516,
Date	Jul 21, 2020
Book Page	014214/001594
Instrument	70516

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 324 Williams St was $1,797, up 13.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (+13.52%)	$29,051 (+0.01%) Land $1,733 Building $27,318	$83,000 Land $4,950 Building $78,050
2024	$1,583.00 (-0.88%)	$29,049 (-) Land $1,732 Building $27,317
2023	$1,597.00 (+92.64%)	$29,049 (+140.77%) Land $1,732 Building $27,317	$83,000 Land $4,950 Building $78,050
2022	$829.00 Homeowner's exemption	$12,065 Land $1,523 Building $10,542
2020			$34,470 Land $4,350 Building $30,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 Williams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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