324 William Clark Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 324 William Clark Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,246 sqft · built 2004
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Sep 2010)
Tax Bill$5,772 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT032400089

Property Details

APN / Parcel Number

Primary APNT032400089
Alternative APN
  • 2-0123-9006-00-0642.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,246 sqft Living Area
Gross Area5,294 sqft
1st Floor Area1,798 sqft
Basement Area1,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT032400089
Street Address324 WILLIAM CLARK DR
CityO FALLON
StateMO
Zip63368-8394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS AT DARDENNE LEWIS & CLARK VLG LOT 642
Legal SubdivisionVLGS AT DARDENNE LEWIS & CLARK VLG
Legal Lot Number642
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group5
Census Block5019
Census Tract311732

Owner

324 William Clark Dr is owned and occupied by two individuals who bought it in September 2010.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address324 WILLIAM CLARK DR, O FALLON, MO 63368-8394
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2010 · Amount on File
Deed SaleSep 1, 2010 · Amount on File
Prior SaleMar 11, 2008 · Amount on File
Deed Document Number2010549530
Deed Book / Page5440 / 2032
Prior Transfer DateMar 5, 2008
Prior Transfer Doc0049460152
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address324 WILLIAM CLARK DR, DARDENNE PRAIRIE, MO 63368-8394
Document Number0000007429
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address324 WILLIAM CLARK DR O FALLON MO 633688394, O FALLON, MO 63368-8394

Mortgage

Document Number0000007429
DateJan 26, 2021
Instrument7429
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term180 Months
DueJan 25, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 324 William Clark Dr was $5,772, up 5.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,454 (-)$502,391 (-) Land $75,000 Building $427,391
2025$5,772.00 (+5.17%)$95,454$502,391 Land $75,000 Building $427,391
2024$5,488.00
2023$88,223
2022$464,330 Land $50,000 Building $414,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 William Clark Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 William Clark Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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