324 Water St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 324 Water St, Eau Claire, WI 54703

Property Summary

Property TypeBar, Tavern
Details3,351 sqft · built 1851
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Tax Bill$6,168 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN05-0364-000

Property Details

APN / Parcel Number

Primary APN05-0364-000
Alternative APNs
  • 18221-2-270920-012-2055
  • 221050364000

Interior

Stories2 Stories
Building Area3,351 sqft Total Area
Basement Area946 sqft
Unfinished Basement946 sqft

Exterior

Year BuiltBuilt 1851
Effective Year BuiltEffective 1851
Exterior MaterialWood
Lot Area5,502 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address324 WATER ST
CityEAU CLAIRE
StateWI
Zip54703-5662
Property CategoryCommercial
Property TypeCommercial > Retail > Bar, Tavern
Local Zoning CodeCBDP
Legal DescriptionLOTS 16 & 17 BLK 22 EC CITY ADD EXC A PC IN THE NE COR OF LOT 17 RUNNING N & S APPROX 7 INCHES X 62 FT AS RECD IN VOL 234 PG
Legal Range09W
Legal Township27N
Legal Section20
Legal SubdivisionEC CITY ADD
Legal Block22
Legal Lot Number16-17
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group6
Census Block6002
Census Tract1200

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1621, LA CROSSE, WI 54602-1621
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address324 WATER ST, EAU CLAIRE, WI 54703-5662
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001247071
DateAug 28, 2023
Instrument1247071
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2053

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,168.00$299,700 (-) Land $137,600 Building $162,100$392,000
2023$299,700 Land $137,600 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993–1996)
Most Recent ClaimApr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: TDS Telecom.

Nearby Properties on Water St

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