324 Warwick St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 324 Warwick St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,927 sqft · built 1996
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Nov 2020)
Tax Bill	$11,759 (2025)
Deeds & Mortgages	Nov 2020 Sale Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-023-004`

Property Details

APN / Parcel Number

Primary APN	`022-023-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,927 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	324 WARWICK ST
City	CAMBRIA
State	CA
Zip	93428-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 1 BL 9 LTS 6 & 7
Legal Subdivision	CAMBRIA PINES 01
Legal Block	9
Legal Lot Number	6,7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1034
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	898 HARRISON AVE, CLAREMONT, CA 91711-4128
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Mar 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 19, 2016	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	202068203
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	0000008701
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 20, 2020
Property Address	324 WARWICK ST, CAMBRIA, CA 93428-2322
Document Number	0000068203
Instrument Date	Nov 17, 2020
Instrument	68203
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	898 HARRISON AVE CLAREMONT CA 917114128, CLAREMONT, CA 91711-4128
Investor	Possibly a Property Investor

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 5, 2018
Property Address	324 WARWICK ST, CAMBRIA, CA 93428-2322
Document Number	0000008701
Instrument Date	Mar 2, 2018
Instrument	8701
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	324 WARWICK ST CAMBRIA CA 934282322, CAMBRIA, CA 93428-2322

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	324 WARWICK ST, CAMBRIA, CA 93428-2322
Document Number	0000001177
Instrument Date	Nov 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 20, 2017
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 WARWICK ST CAMBRIA CA 934282322, CAMBRIA, CA 93428-2322

Mortgage

Document Number	0000001177
Date	Jan 9, 2017
Instrument	1177

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,104,078 (+2%) Land $579,641 Building $524,437
2025	$11,759.00 (+2.27%)	$1,082,430 (+4.04%) Land $568,276 Building $514,154
2024	$11,498.00 (+1.73%)
2023	$11,303.00 (+1.99%)	$1,040,400 Land $546,210 Building $494,190
2022	$11,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Verizon.

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