324 Warmsprings Rd, Alexander, NC 28701 Property Records

Buncombe County property record for 324 Warmsprings Rd, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 2002
Lot Size	2.57 acres (112,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,000 (Apr 2002)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9723-67-0739-00000`

Property Details

APN / Parcel Number

Primary APN	`9723-67-0739-00000`
Alternative APN	`972302670710000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	884 sqft
Upper Floors Area	442 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.57 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	972302670710000
Street Address	324 WARMSPRINGS RD
City	ALEXANDER
State	NC
Zip	28701-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 04/04/2002 DEE
Legal Description	DEED DATE: 04/04/2002 DEED: 2763-0457 SUBDIV: BLOCK: LOT: TRACT 1 SECTION: PLAT: 0000-0000
Legal Subdivision	LYNWOOD G COLLINS III
Legal Tract	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	3
Census Block	3021
Census Tract	2803

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	324 WARMSPRINGS RD, ALEXANDER, NC 28701-9200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2002 · Amount on Record
Deed Sale	Apr 4, 2002 · Amount on Record
Deed Document Number	0002763457
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	324 WARMSPRINGS RD, ALEXANDER, NC 28701-9200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059490129
Date	Sep 16, 2020
Book Page	5949/129

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	324 WARMSPRINGS RD, ALEXANDER, NC 28701-9200
Document Number	0055670224
Book / Page	005567 / 000224
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 WARMSPRINGS RD ALEXANDER NC 287019200, ALEXANDER, NC 28701-9200

Mortgage

Document Number	0055670224
Date	Jul 6, 2017
Book Page	005567/000224

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2037

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00 (+7.43%)	$289,400 (-)
2023	$2,168.00	$289,400	$289,400 (-) Land $59,400 Building $230,000
2021			$289,400 Land $44,400 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
Carolina West Wireless Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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