324 Walnut St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 324 Walnut St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,680 sqft · built 2004
Lot Size	0.107 acres (4,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Aug 2004)
Tax Bill	$3,552 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0003 B:0002 L:12`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0003 B:0002 L:12`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,784 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,665 sqft (0.107 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 WALNUT ST
City	HOLYOKE
State	MA
Zip	01040-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Block	2
Legal Lot Number	12
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	4
Census Block	4001
Census Tract	811600

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 WALNUT ST, HOLYOKE, MA 01040-3871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Aug 2, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Aug 24, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2004 · Amount on Record
Deed Sale	Aug 19, 2004 · Amount on Record
Deed Document Number	200414585
Deed Book / Page	14426 / 375
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	324 WALNUT ST, HOLYOKE, MA 01040-3871
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025300-358
Date	Jan 25, 2024
Book Page	25300/358
Instrument	3382

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	324 WALNUT ST, HOLYOKE, MA 01040-3871
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00024666-5
Date	Aug 2, 2022
Book Page	24666/5
Instrument	46810

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	324 WALNUT ST, HOLYOKE, MA 01040-3871
Document Number	22337-392
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 WALNUT ST HOLYOKE MA 010403871, HOLYOKE, MA 01040-3871

Mortgage

Document Number	22337-392
Date	Aug 30, 2018
Book Page	022337/000392
Instrument	51984

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2033

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,552.00 (+6.86%)	$203,800 (+7.04%) Land $38,700 Building $165,100	$280,977 (+10.28%)
2025	$3,324.00 (+9.78%)	$190,400 (+19.15%) Land $36,100 Building $154,300	$254,790 (-1.97%)
2024	$3,028.00 (+4.67%)	$159,800 (+3.63%) Land $34,400 Building $125,400	$259,920
2023	$2,893.00	$154,200 Land $34,300 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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