324 W Vanderbilt Loop, Montgomery, AL 36109 Property Records

Montgomery County property record for 324 W Vanderbilt Loop, Montgomery, AL 36109

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,636 sqft · built 1972
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Feb 2023)
Tax Bill	$882 (2026)
Deeds & Mortgages	Feb 2023 Sale & Second Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-01-12-2-005-006.000`

Property Details

APN / Parcel Number

Primary APN	`10-01-12-2-005-006.000`
Alternative APNs	`0310011202005006000` `228486`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Patio
Porch Area	506 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	228486
Street Address	324 W VANDERBILT LOOP
City	MONTGOMERY
State	AL
Zip	36109-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75-S
Legal Description	1001122005006000
Legal Range	18E
Legal Township	16N
Legal Section	12
Legal Subdivision	COLLEGE GROVE 3
Legal Block	J
Legal Lot Number	20
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4005
Census Tract	2600

Owner

324 W Vanderbilt Loop is owned and occupied by an individual who bought it in February 2023.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	324 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage TRUSTMARK NATIONAL BANK
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit MAX CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Nov 2, 2006 · Amount on File
Deed Document Number	20234611846
Deed Book / Page	5934 / 13
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Feb 7, 2023
Property Address	324 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3238
Document Number	0059340013
Book / Page	5934 / 13
Map Reference	MB 23 PG 101
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 588, MILLBROOK, AL 36054-0012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3238

Mortgage

Document Number	0059340036
Date	Feb 7, 2023
Instrument	5934-0036

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2028

Mortgage

Document Number	0059340017
Date	Feb 7, 2023
Book Page	5934/17

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	324 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3238
Document Number	0050800819
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0050800819
Date	Mar 26, 2018
Book Page	005080/000819

Lender

Name	MAX CU
Address	MONTGOMERY, AL 36124-4040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 324 W Vanderbilt Loop was $882 with a homeowner's exemption, up 7.2% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$882.00 (+7.17%)
2025	$823.00 Homeowner's exemption	$17,600 Land $2,000 Building $15,600	$176,000 Land $20,000 Building $156,000
2023	$701.00 (+53.73%) Homeowner's exemption	$15,100 (+13.11%) Land $2,000 Building $13,100	$151,000 (+13.11%) Land $20,000 Building $131,000
2022	$456.00 Homeowner's exemption	$13,350 Land $2,000 Building $11,350	$133,500 Land $20,000 Building $113,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 W Vanderbilt Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 W Vanderbilt Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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