324 W Stone Brook Pl, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 324 W Stone Brook Pl, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,238 sqft · built 1994
Lot Size	0.215 acres (9,363 sqft)
Owner	2 Individual Names on File
Last Sale	$309,200 (Jun 2021)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00-10-1-004-029.013`

Property Details

APN / Parcel Number

Primary APN	`39-00-10-1-004-029.013`
Alternative APNs	`39101004029013RR00` `58874`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,238 sqft Living Area
1st Floor Area	1,960 sqft
Upper Floors Area	1,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,363 sqft (0.215 acres)
Terrain	Rolling
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	241 sqft
Deck Area	Deck Area
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	58874
Street Address	324 W STONE BROOK PL
City	HOOVER
State	AL
Zip	35226-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-R
Legal Description	LOT 10 STONE BROOK PARK 25/30
Legal Range	03W
Legal Township	19S
Legal Section	10
Legal Subdivision	STONE BROOK PARK
Legal Lot Number	10
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1048
Census Tract	14406

Owner

324 W Stone Brook Pl is owned and occupied by two individuals who bought it in June 2021.

Source: Jefferson County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 W STONE BROOK PL, HOOVER, AL 35226-1600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST CREDIT UNION
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Deed Document Number	202163941
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	Jul 15, 2026
Property Address	324 W STONE BROOK PL, HOOVER, AL 35226-1600
Document Number	0000064551
Instrument Date	Jul 10, 2026
Instrument	202664551
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W STONE BROOK PL, HOOVER, AL 35226-1600

Mortgage

Document Number	0000064551,
Date	Jul 15, 2026
Instrument	202664551

Lender

Name	AMERICAS FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 29, 2036

Interest

Rate	6.52%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 3, 2021
Property Address	324 W STONE BROOK PL, HOOVER, AL 35226-1600
Document Number	0000063941
Instrument Date	Jun 1, 2021
Instrument	2021063941
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W STONE BROOK PL, HOOVER, AL 35226-1600

Mortgage

Document Number	0000063942
Date	Jun 3, 2021
Instrument	2021063942

Lender

Name	CHURCHILL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 324 W Stone Brook Pl was $2,258 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 Homeowner's exemption	$31,840	$318,300 Land $65,000 Building $253,300
2023		$31,840 (+18.06%) Land $6,502 Building $25,338	$318,300 (+18.02%) Land $65,000 Building $253,300
2022	$1,905.00 Homeowner's exemption	$26,970 Land $5,500 Building $21,470	$269,700 Land $55,000 Building $214,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 W Stone Brook Pl in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	35 (1979–2022)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Jun 2022 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 W Stone Brook Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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