324 W Saddle River Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 324 W Saddle River Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,388 sqft · built 1963
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Aug 2021)
Tax Bill	$14,589 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`63-01202-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`63-01202-0000-00009`
Alternative APNs	`630120200009` `147000`

Interior

Stories	1 Story
Building Area	2,388 sqft Living Area
1st Floor Area	2,388 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	89,734 sqft

Location & Zoning

Account Number	147000
Street Address	324 W SADDLE RIVER RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.060 AC
Legal Subdivision	UPPER SADDLE RIVER
Legal Block	1202
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2004
Census Tract	53201

Owner

324 W Saddle River Rd is owned and occupied by an individual who bought it in August 2021.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	324 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Aug 13, 2016 · Amount on File
Deed Document Number	2021126568
Deed Book / Page	4315 / 1250
Prior Transfer Date	Dec 11, 2013
Prior Transfer Doc	0015921578
Record Updated	Sep 20, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 5, 2021
Property Address	324 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2121
Document Number	0043151250
Book / Page	4315 / 1250
Instrument Date	Jun 1, 2021
Instrument	2021126568
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	MAIN STREET TITLE & STLMT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,094.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 FRANKLIN TPKE, 112, WALDWICK, NJ 07463-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2121

Mortgage

Document Number	0043151258
Date	Aug 5, 2021
Book Page	4315/1258
Instrument	2021126569

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company
Address	MIDDLETOWN, NJ 07748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 324 W Saddle River Rd was $14,589, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,300 (-) Land $343,600 Building $219,700	$563,300 (-) Land $343,600 Building $219,700
2025	$14,589.00 (+1.72%)	$563,300 Land $343,600 Building $219,700	$563,300 Land $343,600 Building $219,700
2024	$14,342.00
2023		$563,300 Land $343,600 Building $219,700	$563,300 Land $343,600 Building $219,700
2022	$13,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 W Saddle River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20