324 W Elm St, Oxnard, CA 93033 Property Records

Ventura County property record for 324 W Elm St, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1948
Lot Size	0.143 acres (6,221 sqft)
Owner	Company Name on Record
Tax Bill	$6,586 (2025)
Deeds & Mortgages	Mar 2022 Transfer May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203-0-211-180`

Property Details

APN / Parcel Number

Primary APN	`203-0-211-180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,221 sqft (0.143 acres)
Lot Dimensions	117 ft deep x 53 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	77 sqft

Location & Zoning

Street Address	324 W ELM ST
City	OXNARD
State	CA
Zip	93033-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 5 REF: 014MR 091
Legal Subdivision	OXNARD VILLAGE TRACT
Legal Block	211
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1015
Census Tract	3801

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1199 S J ST, OXNARD, CA 93033-1528
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Intrafamily Transfer, Transfer
May 21, 2021	Intrafamily Transfer, Transfer
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 2022
Transfer Doc	0000029521
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 2, 2022
Property Address	324 W ELM ST, OXNARD, CA 93033-3532
Document Number	2022000029521
Map Reference	MB 14 PG 91
Instrument Date	Feb 24, 2022
Instrument	2022000029521
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 S J ST, OXNARD, CA 93033-1528

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	May 21, 2021
Property Address	324 W ELM ST, OXNARD, CA 93033-3532
Document Number	0000102663
Map Reference	MB 14 PG 91
Instrument Date	May 20, 2021
Instrument	20210521-00102663
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 S J ST, OXNARD, CA 93033-1528

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	324 W ELM ST, OXNARD, CA 93033-3532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021071
Date	Feb 22, 2018
Instrument	20180222-00021071

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,216 (+2%) Land $351,791 Building $189,425
2025	$6,586.00 (+2.2%)	$530,604 (+4.04%) Land $344,893 Building $185,711
2024	$6,444.00 (+3.78%)
2023	$6,209.00 (+13.47%)	$510,000 Land $331,500 Building $178,500
2022	$5,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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