324 Towry Dr, Norman, OK 73069 Property Records

Cleveland County property record for 324 Towry Dr, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,352 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2018)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`NC29HAWT3 2 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29HAWT3 2 1001`
Alternative APNs	`R0091359` `91359`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	2,352 sqft
Storm Shelter	Storm Shelter
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Urban
Garage Type	Attached
Garage Area	805 sqft
Porch	Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	91359
Street Address	324 TOWRY DR
City	NORMAN
State	OK
Zip	73069-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE PLACE 3RD ADDITON LT 1 BLK 2
Legal Range	02W
Legal Township	09
Legal Section	18
Legal Subdivision	HAWTHORNE PLACE 3
Legal Block	2
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1014
Census Tract	201509

Owner

324 Towry Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 TOWRY DR, NORMAN, OK 73069-9605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 24, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Deed Document Number	201823111
Deed Book / Page	5825 / 1290
Prior Transfer Date	Feb 5, 2018
Prior Transfer Doc	R201804298
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	324 TOWRY DR, NORMAN, OK 73069-9605
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 TOWRY DR, NORMAN, OK 73069-9605

Mortgage

Document Number	R202534018
Date	Nov 26, 2025
Book Page	6889/821
Instrument	R 2025 34018

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 24, 2018
Property Address	324 TOWRY DR, NORMAN, OK 73069-9605
Document Number	0000023111
Book / Page	005825 / 001290
Instrument Date	Jul 16, 2018
Instrument	23111
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 TOWRY DR NORMAN OK 730699605, NORMAN, OK 73069-9605

Tax Assessment & Valuation

The 2025 property tax bill for 324 Towry Dr was $3,375 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 Homeowner's exemption	$29,125 Land $4,390 Building $24,735	$333,903 Land $50,334 Building $283,569
2023	$3,176.00 Homeowner's exemption	$27,453 Land $6,095 Building $21,358	$259,840 Land $57,689 Building $202,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Towry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Towry Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: OEC Fiber.

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