324 Tilmor Dr, Waterford, MI 48328 Property Records

Oakland County property record for 324 Tilmor Dr, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,521 sqft · built 1956
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Dec 2019)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-228-022`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-228-022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	170 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Porch	Slab
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	324 TILMOR DR
City	WATERFORD
State	MI
Zip	48328-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 127
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 2
Legal Lot Number	127
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3005
Census Tract	144701

Owner

Source: Oakland County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	324 TILMOR DR, WATERFORD, MI 48328-2564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 19, 2019	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
May 6, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	2019212336
Deed Book / Page	53629 / 530
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	324 TILMOR DR, WATERFORD, MI 48328-2564
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 TILMOR DR, WATERFORD, MI 48328-2564
Investor	Possibly a Property Investor

Mortgage

Document Number	0000138999
Date	Dec 27, 2023
Book Page	59082/723
Instrument	138999

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Nov 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2019
Property Address	324 TILMOR DR, WATERFORD, MI 48328-2564
Document Number	0000212336
Book / Page	53629 / 00530
Map Reference	LB 78 PG 14
Instrument Date	Dec 5, 2019
Instrument	212336
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 TILMOR DR, 324, WATERFORD, MI 48328-2564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 TILMOR DR, WATERFORD, MI 48328-2564

Mortgage

Document Number	5362900532
Date	Dec 19, 2019
Instrument	53629/00532

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000212338
Date	Dec 19, 2019
Book Page	53629/00542
Instrument	212338

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	324 TILMOR DR, WATERFORD, MI 48328-2564
Document Number	0000069561
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 TILMOR DR WATERFORD MI 483282564, WATERFORD, MI 48328-2564

Mortgage

Document Number	0000069561
Date	May 6, 2019
Book Page	052795/000436
Instrument	69561

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,347.00 (-52.29%) Homeowner's exemption	$126,820 (+20.78%)	$253,640 (+20.78%)
2024	$4,919.00 (+44.97%)
2023		$105,000	$210,000
2021	$3,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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