324 Third St, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 324 Third St, Fredericksburg, VA 22408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1936
Lot Size	0.142 acres (6,211 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Nov 2020)
Tax Bill	$1,818 (2026)
Deeds & Mortgages	Oct 2021 Refinance Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25A-1-E-70`

Property Details

APN / Parcel Number

Primary APN	`25A-1-E-70`
Alternative APN	`025A 1 E 70`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Finished Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,211 sqft (0.142 acres)

Exterior Amenities

Porch	Patio
Porch Area	72 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 THIRD ST
City	FREDERICKSBURG
State	VA
Zip	22408-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - RESID
Legal Description	SYLVANIA HEIGHTS LOT 70 BLOCK E
Legal Subdivision	SYLVANIA HEIGHTS
Legal Block	E
Legal Lot Number	70
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LEE HILL
Census Block Group	2
Census Block	2004
Census Tract	20201

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	175 MINE RD, STAFFORD, VA 22554-7503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 3RD PARTY INDIVIDUAL
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage LENDINGONE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Document Number	202026153
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	324 THIRD ST, FREDERICKSBURG, VA 22408-2335
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210030584
Date	Oct 12, 2021
Instrument	210030584

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 2, 2020
Property Address	324 THIRD ST, FREDERICKSBURG, VA 22408-2335
Document Number	202000026153
Book / Page	002000 / 026154
Instrument Date	Oct 30, 2020
Instrument	26153
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 MINE RD STAFFORD VA 225547503, STAFFORD, VA 22554-7503

Mortgage

Document Number	202000026154
Date	Nov 2, 2020
Book Page	002000/026154
Instrument	26154

Lender

Name	LENDINGONE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,818.00 (+38.67%)	$246,600 (+45.06%) Land $150,000 Building $96,600
2025			$246,600 (+45.06%) Land $150,000 Building $96,600
2023	$1,311.00	$170,000 Land $95,000 Building $75,000	$170,000 Land $95,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Third St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures