324 Switch Rd, Hope Valley, RI 02832 Property Records

Richmond Town property record for 324 Switch Rd, Hope Valley, RI 02832

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,781 sqft · built 1983
Lot Size	5.77 acres (251,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,000 (Dec 2019)
Tax Bill	$7,050 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-1488-49`

Property Details

APN / Parcel Number

Primary APN	`23-1488-49`
Alternative APN	`RICH M:08B B:003 L:001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,781 sqft Living Area
Gross Area	3,873 sqft
Basement Area	1,076 sqft
Unfinished Basement	392 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	251,341 sqft (5.77 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	23-1488-49
Street Address	324 SWITCH RD
City	HOPE VALLEY
State	RI
Zip	02832-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	1
Jurisdiction	RICHMOND RI
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3021
Census Tract	50600

Owner

Source: Richmond Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 SWITCH RD, HOPE VALLEY, RI 02832-3306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 29, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Dec 13, 2019	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE ASSOCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Book / Page	332 / 748
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	324 SWITCH RD, RICHMOND, RI 02832-3306
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369-72
Date	Mar 20, 2024
Book Page	369/72

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	324 SWITCH RD, RICHMOND, RI 02832-3306
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000363-717
Date	Mar 29, 2023
Book Page	363/717

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	324 SWITCH RD, RICHMOND, RI 02832-3306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	329-998
Date	Aug 29, 2019
Book Page	329/998

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2044

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND RI
Recording Date	Dec 13, 2019
Property Address	324 SWITCH RD, RICHMOND, RI 02832-3306
Document Number	332-748
Book / Page	332 / 748
Instrument Date	Dec 13, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	332752
Date	Dec 13, 2019
Instrument	332/752

Lender

Name	RESIDENTIAL MORTGAGE ASSOCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richmond Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Richmond Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,050.00 (-0.62%)	$480,600 (-) Land $163,900 Building $316,700	$602,381
2023	$7,094.00	$480,600 Land $163,900 Building $316,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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