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324 Suggs Rd, Freeport, FL 32439 Property Records

Walton County property record for 324 Suggs Rd, Freeport, FL 32439 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,886 sqft · built 2004
Lot Size4.84 acres (211,092 sqft)
Owner2 Individual Names on File
Last Sale$619,000 (Aug 2024)
Tax Bill$3,251 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Jun 2017 Sale & Mortgage
Flood ZoneZone A (high risk)
APN12-1S-20-32000-059-0020

Property Details

APN / Parcel Number

Primary APN12-1S-20-32000-059-0020
Alternative APNs
  • 12-120-32000-059-0020
  • 1016451

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,886 sqft Living Area
Gross Area4,138 sqft
1st Floor Area2,070 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area211,092 sqft (4.84 acres)
Garage Area468 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area456 sqft
Patio Area596 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address324 SUGGS RD
CityFREEPORT
StateFL
Zip32439-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 590 FT OF W 285 FT OF NW4 OF SW4 ALONG WITH INGRESS/EGRESS EASMENT OR 1607-57 OR 2441-532 OR 2441-533 LESS & EXCEPT: EAST 80 FT THEREOF. OR 2665-2008 OR 2734-3598 ALSO TO INCL BEG AT NE/C OF NE4 OF SE4 OF SEC 11, S 00 DEG 1716E ALG E LINE A DIST OF
Legal Range020
Legal Township01S
Legal Section12
Legal Block5900
Legal Lot Number20
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1008
Census Tract950306

Owner

Source: Walton County records · APN 12-1S-20-32000-059-0020

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address324 SUGGS RD, FREEPORT, FL 32439-2451
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Jun 27, 2017Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleJun 27, 2017 · Amount on Record
Deed Document Number202428818
Deed Book / Page3333 / 2274
Prior Transfer DateApr 09, 2022
Prior Transfer Doc0000022552
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address324 SUGGS RD, FREEPORT, FL 32439-2451
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 SUGGS RD, FREEPORT, FL 32439-2451

Mortgage

Document Number0032211519
DateOct 19, 2021
Book Page3221/1519
Instrument20210052071
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressFREEPORT, FL 32439
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 23, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 27, 2017
Property Address324 SUGGS RD, FREEPORT, FL 32439-2451
Document Number0030450463
Book / Page3045 / 0463
Instrument DateJun 04, 2017
Instrument20170020967
Transaction TypeTransfer
Record UpdatedMay 26, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 BAYWIND DR, 209, NICEVILLE, FL 32578-4803

Transferred To (Grantee/Buyer)

NameVerified Name
Address14121 BUDWORTH CIR, ORLANDO, FL 32832-6123

Mortgage

Document Number0030450465
DateJun 27, 2017
Instrument3045/0465
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,251.00 (+110.15%)$385,415 (+32.5%) Land $58,152 Building $327,263$385,415 (+32.5%) Land $58,152 Building $327,263
2024$1,547.00 (+3.9%)
2023$1,489.00 (+0.88%) Homeowner's exemption$290,881 (+0.29%) Land $45,963 Building $244,918$290,881 (+0.29%) Land $45,963 Building $244,918
2022$1,476.00 Homeowner's exemption$290,028 Land $51,018 Building $239,010$290,028 Land $51,018 Building $239,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2017–2020)
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 617 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
Wildstar NetworksFixed Wireless200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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