324 Stephens St, West Plains, MO 65775 Property Records

Howell County property record for 324 Stephens St, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$531 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-5.0-21-002-010-003.01000`

Property Details

APN / Parcel Number

Primary APN	`15-5.0-21-002-010-003.01000`

Exterior

Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	100 ft deep x 195 ft wide

Location & Zoning

Street Address	324 STEPHENS ST
City	WEST PLAINS
State	MO
Zip	65775-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 & N 50 LT10
Legal Range	08W
Legal Township	24N
Legal Section	21
Legal Subdivision	TOLERS SUB 133
Legal Block	2
Legal Lot Number	9N
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2078
Census Tract	90700

Owner

324 Stephens St is owned by an individual who acquired it in September 2023.

Source: Howell County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	315 E 7TH ST, KINSLEY, KS 67547-1119
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · Closed-End Mortgage WEST PLAINS SAVINGS AND LOAN ASSOCIATION
Sep 28, 2023	Intrafamily Transfer, Transfer BILL TITLE COMPANY, BRILL TITLE COMPANY
Apr 10, 2018	Warranty Deed, Transfer WILES ABSTRACT COMPANY, WILES ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018
Deed Sale	Apr 10, 2018
Deed Document Number	20181366
Last Transfer Date	Sep 20, 2023
Transfer Doc	02023R3999
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	324 STEPHENS ST, WEST PLAINS, MO 65775-3044
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018R0720
Date	Feb 23, 2018
Instrument	2018R0720

Lender

Name	WEST PLAINS SAVINGS AND LOAN ASSOCIATION
Type	Lending Institution
Address	WEST PLAINS, MO 65775

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWELL MO
Recording Date	Sep 28, 2023
Property Address	324 STEPHENS ST, WEST PLAINS, MO 65775-3044
Document Number	02023R3999
Map Reference	MB D PG 91
Instrument Date	Sep 20, 2023
Instrument	2023R3999
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BILL TITLE COMPANY, BRILL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 7TH ST, KINSLEY, KS 67547-1119

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Apr 10, 2018
Property Address	324 STEPHENS ST, WEST PLAINS, MO 65775-3044
Document Number	2018R1366
Map Reference	MB D PG91
Instrument Date	Feb 2, 2016
Instrument	2018R1366
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WILES ABSTRACT COMPANY, WILES ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 STEPHENS ST, WEST PLAINS, MO 65775-3044

Tax Assessment & Valuation

The 2025 property tax bill for 324 Stephens St was $531, up 9.7% from the year before.

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Municipality	West Plains City
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,690 (-) Land $2,320 Building $9,370	$61,520 (-) Land $12,230 Building $49,290
2025	$531.00 (+9.71%)	$11,690 Land $2,320 Building $9,370	$61,520 Land $12,230 Building $49,290
2024	$484.00
2023		$10,440	$54,930 Land $10,920 Building $44,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Stephens St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1993–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 4 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Stephens St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Nearby Properties on Stephens St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures