324 Stemmers Run Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 324 Stemmers Run Rd, Baltimore, MD 21221

Property Summary

Property TypeTownhouse
Details2 ba · 1,024 sqft · built 1953
Lot Size0.036 acres (1,600 sqft)
OwnerIndividual Name on File
Last Sale$167,375 (Oct 2020)
Tax Bill$1,126 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Feb 2020 Sale & Mortgage
APN15-1503370970

Property Details

APN / Parcel Number

Primary APN15-1503370970
Alternative APN
  • 1503370970

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,024 sqft Total Area
1st Floor Area512 sqft
Basement Area220 sqft
Finished Basement220 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.036 acres)
Lot Dimensions100 ft deep x 16 ft wide
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1503370970
Street Address324 STEMMERS RUN RD
CityBALTIMORE
StateMD
Zip21221-3407
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMIDDLESEX
Legal Section1
Legal SubdivisionMIDDLESEX
Legal Block10
Legal Lot Number9
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2019
Census Tract492300

Owner

324 Stemmers Run Rd, a townhouse, is owned and occupied by an individual who bought it in October 2020.

Source: Baltimore County records, as of September 22, 2023

Owner of RecordIndividual Name on File
Mailing Address324 STEMMERS RUN RD, BALTIMORE, MD 21221-3407
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed, Transfer · FHA Mortgage
ADVISORS MORTGAGE GROUP LLC
Feb 20, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2020 · Amount on File
Deed SaleOct 19, 2020 · Amount on File
Prior SaleFeb 20, 2020 · Amount on File
Deed Document Number0043482212
Deed Book / Page43482 / 212
Record UpdatedJun 7, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 19, 2020
Property Address324 STEMMERS RUN RD, BALTIMORE, MD 21221-3407
Document Number0434820212
Book / Page43482 / 212
Instrument DateJul 10, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyDBA FOUR SEASONS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address324 STEMMERS RUN RD, BALTIMORE, MD 21221-3407

Mortgage

Document Number0043482220
DateOct 19, 2020
Instrument43482/220
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateFeb 20, 2020
Property Address324 STEMMERS RUN RD, BALTIMORE, MD 21221-3407
Document Number0424870323
Book / Page042487 / 000323
Instrument DateDec 27, 2019
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanySIMPLY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1416 SPRING AVE ROSEDALE MD 212371839, ROSEDALE, MD 21237-1839

Mortgage

Document Number424870328
DateFeb 20, 2020
Book Page042487/000328
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 19, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,126.00$147,600 Land $48,000 Building $99,600$147,600 Land $48,000 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 324 Stemmers Run Rd; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 Stemmers Run Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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