324 Spring St, Geneva, IL 60134 Property Records

Kane County property record for 324 Spring St, Geneva, IL 60134 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,696 sqft · built 1928
Lot Size	0.199 acres (8,649 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (May 2018)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-362-002`

Property Details

APN / Parcel Number

Primary APN	`12-02-362-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,696 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	8,649 sqft (0.199 acres)
Lot Dimensions	56 ft deep x 150 ft wide
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	324 SPRING ST
City	GENEVA
State	IL
Zip	60134-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN BLK 9 IN L. DEARBORNS ADD
Legal Subdivision	L DEARBORNS ADD
Legal Block	9
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3016
Census Tract	852500

Owner

Source: Kane County records · APN 12-02-362-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 SPRING ST, GENEVA, IL 60134-2841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 18, 2018	Warranty Deed, Transfer · Conventional with PMI INLAND BK&TR
Jan 03, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Jan 03, 2018 · Amount on Record
Deed Document Number	201823363
Prior Transfer Date	Dec 14, 2011
Prior Transfer Doc	0000075806
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	324 SPRING ST, GENEVA, IL 60134-2841
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010921
Date	Mar 18, 2026
Instrument	2026K010921

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2041

Interest

Rate	7.92%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 18, 2018
Property Address	324 SPRING ST, GENEVA, IL 60134-2841
Document Number	0000023363
Instrument Date	May 07, 2018
Instrument	23363
Transaction Type	Transfer
Record Updated	Jun 08, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	0N333 SULLEY SQ GENEVA IL 601344444, GENEVA, IL 60134-4444

Mortgage

Document Number	23364
Date	May 18, 2018
Instrument	23364

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 03, 2018
Property Address	324 SPRING ST, GENEVA, IL 60134-2841
Document Number	0000000508
Instrument Date	Dec 18, 2017
Instrument	508
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 SOUTH ST GENEVA IL 601342512, GENEVA, IL 60134-2512

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,024.00 (+3.55%) Homeowner's exemption
2024	$8,715.00 (+7.05%)	$122,535 (+18.38%) Land $27,964 Building $94,571	$367,752 (+18.43%) Land $83,926 Building $283,827
2022	$8,141.00 (+3.06%) Homeowner's exemption	$103,509 (+3.86%) Land $23,622 Building $79,887	$310,527 (+3.86%) Land $70,866 Building $239,661
2021	$7,899.00 Homeowner's exemption	$99,662 Land $22,744 Building $76,918	$298,986 Land $68,232 Building $230,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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