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324 Spring Ave, Naperville, IL 60540 Property Records

DuPage County property record for 324 Spring Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,452 sqft · built 2001
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Jun 2021)
Tax Bill$23,584 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-13-224-004

Property Details

APN / Parcel Number

Primary APN07-13-224-004

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,452 sqft Living Area
Gross Area5,196 sqft
1st Floor Area1,744 sqft
2nd Floor Area1,708 sqft
Basement Area1,744 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions17.1 ft deep x 5 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address324 SPRING AVE
CityNAPERVILLE
StateIL
Zip60540-4448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICHMONDS RESUB
Legal SubdivisionRICHMONDS RESUB
Legal Block3
Legal Lot Number9
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1007
Census Tract846504

Owner

Source: DuPage County records · APN 07-13-224-004

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address324 SPRING AVE, NAPERVILLE, IL 60540-4448
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Mar 16, 2018Deed, Transfer · ARM
BANK OF AMERICA NA
Dec 01, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleMay 15, 2001 · Amount on Record
Deed Document Number202189407
Prior Transfer DateNov 14, 2017
Prior Transfer Doc0000123011
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 10, 2021
Property Address324 SPRING AVE, NAPERVILLE, IL 60540-4448
Document Number0000089407
Map ReferenceDOC 16175
Instrument DateMay 27, 2021
InstrumentR2021-089407
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address324 SPRING AVE, NAPERVILLE, IL 60540-4448

Mortgage

Document Number0000089408
DateJun 10, 2021
InstrumentR2021-089408
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate
Rate2.37%

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateMar 16, 2018
Property Address324 SPRING AVE, NAPERVILLE, IL 60540-4448
Document Number0000023201
Map ReferenceDOC16175
Instrument DateFeb 02, 2018
InstrumentR2018-023201
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyMULTIPLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address324 SPRING AVE, NAPERVILLE, IL 60540-4448

Mortgage

Document Number0000023202
DateMar 16, 2018
InstrumentR2018-023202
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMar 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateMar 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateDec 01, 2017
Property Address324 SPRING AVE, NAPERVILLE, IL 60540-4448
Document Number0000123011
Instrument DateNov 14, 2017
Instrument123011
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address324 SPRING AVE NAPERVILLE IL 605404448, NAPERVILLE, IL 60540-4448

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$23,584.00 (+13.71%)$412,486 (+26.14%) Land $119,330 Building $293,156$1,237,458 (+26.14%) Land $357,990 Building $879,468
2022$20,741.00 Homeowner's exemption$327,010 Land $93,900 Building $233,110$981,030 Land $281,700 Building $699,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438465041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 316 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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