St. Charles County property record for 324 Spencer Pl, Saint Peters, MO 63376
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,786 sqft · built 1987 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,472 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A850001466 |
| Primary APN | A850001466 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 786 sqft |
| Finished Basement | 712 sqft |
| Unfinished Basement | 74 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850001466 |
|---|---|
| Street Address | 324 SPENCER PL |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-2394 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF2 |
| Legal Description | SPENCER PL LOT 5 |
| Legal Subdivision | SPENCER PL |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ST. PETERS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 311311 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11019 STONEBRIDGE LN, WENTZVILLE, MO 63385-6633 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 |
| Deed Sale | Mar 8, 2023 |
| Prior Sale | Feb 25, 2014 · Amount on Record |
| Deed Document Number | 20238600 |
| Prior Transfer Date | Feb 20, 2014 |
| Prior Transfer Doc | 0000093110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 8, 2023 |
| Property Address | 324 SPENCER PL, SAINT PETERS, MO 63376-2394 |
| Document Number | 0000008600 |
| Map Reference | MB 23 PG 101 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023R-008600 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11019 STONEBRIDGE LN, WENTZVILLE, MO 63385-6633 |
| Name | Verified Name |
|---|---|
| Address | 11019 STONEBRIDGE LN, WENTZVILLE, MO 63385-6633 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,347 (-) | $186,037 (-) Land $33,335 Building $152,702 | |
| 2025 | $2,472.00 (+4.79%) | $35,347 (+7.54%) | $186,037 (+7.53%) Land $33,335 Building $152,702 |
| 2024 | $2,359.00 | ||
| 2023 | $32,870 | ||
| 2022 | $173,005 Land $23,334 Building $149,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: i3 Broadband.
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