324 Silver Spring Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 324 Silver Spring Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,078 sqft · built 1996
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000,000 (Aug 2026)
Tax Bill	$30,539 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`E190081`

Property Details

APN / Parcel Number

Primary APN	`E190081`
Alternative APN	`RIDG M:E19 B:0081`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,078 sqft Living Area
Basement Area	2,644 sqft
Unfinished Basement	2,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	192,971 sqft (4.43 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	E190081
Street Address	324 SILVER SPRING RD
City	RIDGEFIELD
State	CT
Zip	06877-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	81
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2007
Census Tract	245400

Owner

Source: Ridgefield Town records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 ONEILL CT, RIDGEFIELD, CT 06877-1726
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 16, 2026	Deed of Trust, Mortgage BANK OF AMERICA
Mar 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Dec 13, 2004 · Amount on Record
Deed Book / Page	1194 / 960
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Aug 10, 2026
Property Address	324 SILVER SPRING RD, RIDGEFIELD, CT 06877-5417
Document Number	1194000960
Book / Page	1194 / 960
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36 ONEILL CT, RIDGEFIELD, CT 06877-1726

Mortgage

Date	Aug 10, 2026

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 16, 2026
Property Address	324 SILVER SPRING RD, RIDGEFIELD, CT 06877-5417
Document Number	1192000272
Book / Page	1192 / 272
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SILVER SPRING RD, RIDGEFIELD, CT 06877-5417
Investor	Possibly a Property Investor

Mortgage

Document Number	1192000272,
Date	Jun 16, 2026
Book Page	1192/272

Lender

Name	BANK OF AMERICA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	324 SILVER SPRING RD, RIDGEFIELD, CT 06877-5417
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001115-632
Date	Mar 11, 2021
Book Page	1115/632

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	324 SILVER SPRING RD, RIDGEFIELD, CT 06877-5417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1080-711
Date	Oct 8, 2019
Book Page	1080/711

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,539.00	$1,114,960 (-) Land $359,800 Building $755,160	$780,472 Land $251,860 Building $528,612
2024	$30,539.00 (+6.12%)
2023	$28,777.00 (-0.38%)	$1,114,960 (+9.73%) Land $359,800 Building $755,160
2022	$28,888.00	$1,016,120 Land $261,670 Building $754,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Silver Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures