324 Silver Hill Rd, Derby, CT 06418 Property Records

Derby City property record for 324 Silver Hill Rd, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1963
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Jun 2024)
Tax Bill	$9,262 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:12 L:6A`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:12 L:6A`
Alternative APNs	`000691` `6598` `691`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	691
Street Address	324 SILVER HILL RD
City	DERBY
State	CT
Zip	06418-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	12
Legal Lot Number	6A
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3000
Census Tract	120200

Owner

324 Silver Hill Rd is owned and occupied by an individual who bought it in June 2024.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	324 SILVER HILL RD, DERBY, CT 06418-1128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Deed Document Number	2024653
Deed Book / Page	926 / 250
Record Updated	Oct 29, 2026

June 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DERBY CT
Recording Date	Jun 20, 2024
Property Address	324 SILVER HILL RD, DERBY, CT 06418-1128
Document Number	000926-250
Book / Page	926 / 250
Instrument Date	Jun 14, 2024
Instrument	653
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000654
Date	Jun 20, 2024
Instrument	654

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	000926-269
Date	Jun 20, 2024
Book Page	926/269
Instrument	655

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 324 Silver Hill Rd was $9,262, up 12.6% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,262.00 (+12.61%)	$240,940 (+26.54%) Land $47,040 Building $193,900	$384,860 (+188.76%)
2025	$8,225.00	$190,400 Land $42,900 Building $147,500	$133,280 Land $30,030 Building $103,250
2024	$8,225.00 (+57.96%)
2023	$5,207.00	$134,890 (-) Land $42,910 Building $91,980
2022	$5,207.00	$134,890 Land $42,910 Building $91,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 Silver Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Silver Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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