324 Shilo Rd, Sarasota, FL 34240 Property Records

Sarasota County property record for 324 Shilo Rd, Sarasota, FL 34240

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,089 sqft · built 1912
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Last Sale	$1,750,000 (Aug 2023)
Tax Bill	$14,278 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`0220-00-3071`

Property Details

APN / Parcel Number

Primary APN	`0220-00-3071`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	3,713 sqft
2nd Floor Area	781 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	894 sqft
Carport	Carport
Carport Area	273 sqft

Exterior Amenities

Pool Area	1,013 sqft
Porch	Open Porch
Porch Area	1,378 sqft
Deck Area	120 sqft
Patio Area	63 sqft
Utility Building	1,040 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 SHILO RD
City	SARASOTA
State	FL
Zip	34240-9124
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	OUE
Legal Description	SE 1/4 OF NE 1/4 OF SW 1/4 OF SEC 21-36-19 LESS PORTION DESC AS COM AT S 1/4 COR OF SAID SEC 21 TH N 00-36-15 W 1322.35 FT TH
Legal Range	19E
Legal Township	36S
Legal Section	21
Legal Subdivision	ACREAGE & UNREC PLATS
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	1
Census Block	1049
Census Tract	1404

Owner

324 Shilo Rd, a residential property, is owner-occupied and held in a trust since August 2023.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	324 SHILO RD, SARASOTA, FL 34240-9124
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
May 24, 2019	Correction Deed ATTORNEY ONLY
May 17, 2019	Deed of Trust, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Jan 5, 2009
Deed Document Number	2023121202
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Aug 1, 2023
Property Address	324 SHILO RD, SARASOTA, FL 34240-9124
Document Number	0000121202
Instrument Date	Aug 1, 2023
Instrument	2023121202
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 WHITE PLAINS RD, WHITE PLAINS, KY 42464-9802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SHILO RD, SARASOTA, FL 34240-9124

Mortgage

Document Number	0000121203
Date	Aug 1, 2023
Instrument	2023121203

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Margin	3
Max Rate	10.7%

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SARASOTA FL
Recording Date	May 24, 2019
Property Address	324 SHILO RD, SARASOTA, FL 34240-9124
Document Number	0000069677
Instrument Date	May 17, 2019
Instrument	69677
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 SHILO RD SARASOTA FL 342409124, SARASOTA, FL 34240-9124

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	324 SHILO RD, SARASOTA, FL 34240-9124
Document Number	0000069678
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 SHILO RD SARASOTA FL 342409124, SARASOTA, FL 34240-9124

Mortgage

Document Number	0000069678
Date	May 24, 2019
Instrument	69678

Lender

Name	FIRST UNITED BK
Type	Bank
Address	162 N MAIN ST, MADISONVILLE, KY 42431-1976

Agreement

Amount	Amount on Record
Term	84 Months
Due	May 23, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 324 Shilo Rd was $14,278 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,278.00 Homeowner's exemption	$1,281,414	$1,602,700 Land $581,500 Building $1,021,200
2023	$6,902.00 (+3.34%)	$563,110 (+3%)	$1,455,100 (+15.4%) Land $425,000 Building $1,030,100
2022	$6,679.00 Homeowner's exemption	$546,709	$1,260,900 Land $410,800 Building $850,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Shilo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	37.2 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	21 (2024)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Shilo Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Myakka Communications.

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