324 SE County Rd, Ada, OK 74820 Property Records

Pontotoc County property record for 324 SE County Rd, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1979
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (May 2018)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17344`

Property Details

APN / Parcel Number

Primary APN	`17344`
Alternative APN	`0555-35-004-006-0-029-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Mansard
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	570 sqft
Porch	Open Porch
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17344
Street Address	324 SE COUNTY RD
City	ADA
State	OK
Zip	74820-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. SW NE SE-BEG. 841'S OF NW/C OF SW NE SE-E 200'- S 100'-W 200'- N 100' T0 POB SEC. 35-4-6 ADA LIC
Legal Range	06E
Legal Township	04N
Legal Section	35
Legal Subdivision	LIC 35-4-6 -SD 16-A & ADA
Legal Block	4
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4001
Census Tract	88801

Owner

324 SE County Rd is owned and occupied by an individual who bought it in May 2018.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	324 SE COUNTY RD, ADA, OK 74820-7207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 7, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Mar 14, 2014 · Amount on File
Deed Document Number	20182494
Deed Book / Page	3214 / 101
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Recording Date	Aug 7, 2026
Property Address	324 SE COUNTY RD, ADA, OK 74820-7207
Document Number	0000004672
Book / Page	4038 / 1
Instrument Date	Jun 18, 2026
Instrument	20264672
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SE COUNTY RD, ADA, OK 74820-7207

Mortgage

Document Number	0000004672,
Date	Aug 7, 2026
Book Page	4038/1
Instrument	20264672

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	262 Months
Due	Jun 1, 2048

Interest

Rate	6.51%
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 7, 2018
Property Address	324 SE COUNTY RD, ADA, OK 74820-7207
Document Number	003214/101
Book / Page	3214 / 101
Instrument Date	May 7, 2018
Instrument	2018-002494
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SE COUNTY RD, ADA, OK 74820-7207

Mortgage

Document Number	2018002495
Date	May 7, 2018
Instrument	2018-002495

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 324 SE County Rd was $1,951, up 0.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,653 (+5%) Land $2,580 Building $20,073	$188,777 (+0.59%) Land $21,499 Building $167,278
2025	$1,951.00 (+0.26%)	$21,574 (+5%) Land $2,205 Building $19,369	$187,676 (+5.43%) Land $25,000 Building $162,676
2024	$1,946.00 (+27.27%)	$20,547 (+5%) Land $2,100 Building $18,447	$178,003 (+9.15%) Land $17,500 Building $160,503
2023	$1,529.00	$19,569 Land $2,100 Building $17,469	$163,074 Land $17,500 Building $145,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 SE County Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 SE County Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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