324 SE 4th St, Berthoud, CO 80513 Property Records

Larimer County property record for 324 SE 4th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,077 sqft · built 2020
Lot Size	0.122 acres (5,306 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jun 2026)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94242-52-005`

Property Details

APN / Parcel Number

Primary APN	`94242-52-005`
Alternative APN	`R1669902`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,077 sqft Living Area
Gross Area	1,577 sqft
1st Floor Area	1,077 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,306 sqft (0.122 acres)
View / Lot	Alley
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1669902
Street Address	324 SE 4TH ST
City	BERTHOUD
State	CO
Zip	80513-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 21, FARMSTEAD (THE) (BER) (20190016179)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	21
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

324 SE 4th St is owned and occupied by an individual who bought it in June 2026.

Source: Larimer County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	324 SE 4TH ST, BERTHOUD, CO 80513-3854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Special Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Dec 22, 2020	Grant Deed, Subdivision Related Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	May 1, 2024 · Amount on File
Deed Document Number	202626499
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 2, 2026
Property Address	324 SE 4TH ST, BERTHOUD, CO 80513-3854
Document Number	0000026499
Instrument Date	Jun 1, 2026
Instrument	202626499
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,797.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SE 4TH ST, BERTHOUD, CO 80513-3854
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026500,
Date	Jun 2, 2026
Instrument	202626500

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 1, 2024
Property Address	324 SE 4TH ST, BERTHOUD, CO 80513-3854
Document Number	0000017067
Map Reference	DOC 20190033810
Instrument Date	Apr 30, 2024
Instrument	20240017067
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 SE 4TH ST, BERTHOUD, CO 80513-3854

Mortgage

Document Number	0000017068
Date	May 1, 2024
Instrument	20240017068

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 22, 2020
Property Address	324 SE 4TH ST, BERTHOUD, CO 80513-3854
Document Number	0000108340
Instrument Date	Dec 22, 2020
Instrument	108340
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 31, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SE 4TH ST BERTHOUD CO 805133854, BERTHOUD, CO 80513-3854

Tax Assessment & Valuation

The 2025 property tax bill for 324 SE 4th St was $2,646.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00	$26,150 Land $8,956 Building $17,194	$418,400 Land $143,300 Building $275,100
2023	$2,340.00 (+2.45%)	$28,917 (+21.41%) Land $9,460 Building $19,457	$431,600 (+25.94%) Land $141,200 Building $290,400
2022	$2,284.00	$23,818 Land $7,096 Building $16,722	$342,700 Land $102,100 Building $240,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 SE 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 SE 4th St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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