Bourbon County property record for 324 Scott Ave, Paris, KY 40361
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Apr 2026) |
| Tax Bill | $258 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-80-11-014.00 |
| Primary APN | 026-80-11-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 3,920 sqft (0.09 acres) |
| Cooling System | Other |
|---|
| Street Address | 324 SCOTT AVE |
|---|---|
| City | PARIS |
| State | KY |
| Zip | 40361-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L - 324 SCOTT AVE |
| Jurisdiction | BOURBON KY |
| Township / Civil Division | PARIS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30102 |
324 Scott Ave is owned and occupied by two individuals who bought it in April 2026.
Source: Bourbon County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage EQUITYMAX INC |
| Apr 20, 2026 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORPORATION |
| Apr 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Jul 21, 2023 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on File |
| Deed Sale | Apr 20, 2026 · Amount on File |
| Deed Document Number | 20261010573 |
| Deed Book / Page | 337 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | DUAL H INVESTMENTS LLC, LEXINGTON, KY 40511 |
| Document Number | 000727/337 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 727/337 |
| Instrument | 802875 |
| Name | EQUITYMAX INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33308 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 203 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Apr 20, 2026 |
| Property Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Document Number | 0001010573 |
| Book / Page | 337 / 197 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261010573 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Document Number | 0001010573, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 766/720 |
| Instrument | 20261010573 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 00M766/741, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 766/741 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | May 1, 2041 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Apr 20, 2026 |
| Property Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Document Number | 0001010598 |
| Book / Page | 766 / 741 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261010598 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Document Number | 0001010598, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 766/741 |
| Instrument | 20261010598 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Apr 20, 2026 |
| Property Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Document Number | 0001010577 |
| Book / Page | 766 / 720 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261010577 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2212 REDBUD LN, PARIS, KY 40361-2459 |
| Document Number | 0001010577, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 766/720 |
| Instrument | 20261010577 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Jul 21, 2023 |
| Property Address | 324 SCOTT AVE, PARIS, KY 40361-1953 |
| Document Number | 000326/257 |
| Book / Page | 326 / 257 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 801227 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $57.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 669 GEORGETOWN RD, PARIS, KY 40361-2602 |
| Name | Verified Name |
|---|---|
| Address | 3575 NEWTOWN PIKE, LEXINGTON, KY 40511-8471 |
| Mail Care Of | DUAL H INVESTMENTS LLC |
The 2025 property tax bill for 324 Scott Ave was $258.
Source: Bourbon County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bourbon County |
| Municipality | Paris City |
| Unified School District | Paris Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258.00 | $77,500 Land $10,000 Building $67,500 | $77,500 Land $10,000 Building $67,500 |
| 2023 | $193.00 | $55,000 Land $10,000 Building $45,000 | $55,000 Land $10,000 Building $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 324 Scott Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 13 (1997–2026) |
| Most Recent Claim | Jun 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Scott Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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