324 School St, Valley Head, AL 35989 Property Records

DeKalb County property record for 324 School St, Valley Head, AL 35989

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,269 sqft · built 1979
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,900 (Jul 2018)
Tax Bill	$418 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-32-0-003-010.002`

Property Details

APN / Parcel Number

Primary APN	`10-09-32-0-003-010.002`
Alternative APNs	`148383` `9241`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	105 ft deep x 170 ft wide
Porch	Slab
Porch Area	40 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	148383
Street Address	324 SCHOOL ST
City	VALLEY HEAD
State	AL
Zip	35989-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.41AC(C) S32 T5S R10E VALLEY HEADO P COOPER 1ST SUBBLK 3 N 170' OF LOTS 1-3
Legal Range	10E
Legal Township	05S
Legal Section	32
Legal Subdivision	O P COOPER 1ST SUB
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	DEKALB AL
Township / Civil Division	VALLEY HEAD-MENTONE
Census Block Group	1
Census Block	1092
Census Tract	961400

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 SCHOOL ST, VALLEY HEAD, AL 35989-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 6, 2018	Limited Warranty Deed, Transfer
Oct 25, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Book / Page	898 / 3068
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	000890/236
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	324 SCHOOL ST, VALLEY HEAD, AL 35989-4108
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5001/10460
Date	May 21, 2021
Book Page	5001/10460

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Sep 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jul 11, 2018
Property Address	324 SCHOOL ST, VALLEY HEAD, AL 35989-4108
Document Number	00898/3068
Book / Page	898 / 3068
Map Reference	MB 1 PG 168
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 ANTURY WOOD DR, 238, SUMMERVILLE, GA 30747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SCHOOL ST, VALLEY HEAD, AL 35989-4108

Mortgage

Document Number	0022326790
Date	Jul 11, 2018
Instrument	2232/6790

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Apr 6, 2018
Property Address	324 SCHOOL ST, VALLEY HEAD, AL 35989-4108
Document Number	000898/886
Book / Page	898 / 886
Map Reference	MB 1 PG 168
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # BLVD5TH, 4425, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SCHOOL ST, VALLEY HEAD, AL 35989-4108

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	DEKALB AL
Recording Date	Oct 25, 2017
Property Address	324 SCHOOL ST, VALLEY HEAD, AL 35989-4108
Document Number	000890/236
Book / Page	890 / 236
Map Reference	MB 1 PG 168
Instrument Date	Oct 19, 2017
Transaction Type	Foreclosure
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Valley Head Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$418.00 (+8.01%) Homeowner's exemption
2025	$387.00 (+25.65%) Homeowner's exemption	$10,920 (+21.6%) Land $600 Building $10,320	$134,820 (+50.27%) Land $7,320 Building $127,500
2023	$308.00 (-3.14%) Homeowner's exemption	$8,980 (-2.6%)	$89,720 (-2.67%) Land $7,320 Building $82,400
2022	$318.00 Homeowner's exemption	$9,220 Land $440 Building $8,780	$92,180 Land $4,380 Building $87,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Farmers Telecommunications Cooperative.

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