Clay County property record for 324 S State St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,264 sqft · built 1938 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Aug 2025) |
| Tax Bill | $1,644 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-400-013 |
| Primary APN | 10-26-400-013 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Heating System | Central |
|---|
| Street Address | 324 S STATE ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1726 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 26-3-6 IN CORP PT E SIDE SE .50 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 26 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 972100 |
Source: Clay County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 S STATE ST, FLORA, IL 62839-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Deed Document Number | 2025212456 |
| Record Updated | Sep 20, 2026 |
Source: Clay County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,525 (+32.1%) Land $2,772 Building $19,753 | $67,575 (+32.1%) Land $8,316 Building $59,259 | |
| 2024 | $1,644.00 (+1.29%) | ||
| 2022 | $1,623.00 (+9.29%) | $17,052 Land $2,085 Building $14,967 | $51,156 Land $6,255 Building $44,901 |
| 2021 | $1,485.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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