324 S Pine St, Centralia, IL 62801 Property Records

Marion County property record for 324 S Pine St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,126 sqft · built 1923
Lot Size	0.151 acres (6,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,250 (Dec 2012)
Tax Bill	$985 (2025)
Deeds & Mortgages	Nov 2008 Mortgage Feb 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1400056815`

Property Details

APN / Parcel Number

Primary APN	`1400056815`

Interior

Building Area	1,126 sqft Living Area
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	6,591 sqft (0.151 acres)
Garage Area	616 sqft

Location & Zoning

Street Address	324 S PINE ST
City	CENTRALIA
State	IL
Zip	62801-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RR ADD N1/2 LOT 4 BLK 106
Legal Subdivision	RR ADD
Legal Block	106
Legal Lot Number	4
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	3
Census Block	3016
Census Tract	952600

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 S PINE ST, CENTRALIA, IL 62801-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2008	Deed of Trust, Mortgage HOUSEHOLD FINANCIAL CORP III
Feb 28, 2005	Deed of Trust, Mortgage MBNA AMERICA DELAWARE NA
Mar 28, 2017	Intrafamily Transfer, Transfer
Dec 17, 2012	Trustee's Deed, Foreclosure · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2012 · Amount on Record
Deed Sale	Dec 17, 2012 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Document Number	20127390
Prior Transfer Date	Nov 3, 2010
Prior Transfer Doc	2010R06245
Record Updated	Oct 29, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	324 S PINE ST, CENTRALIA, IL 62801-4026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R07238
Date	Nov 10, 2008
Instrument	2008R07238

Lender

Name	HOUSEHOLD FINANCIAL CORP III
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Amount	Amount Recorded
Term	192 Months
Due	Nov 6, 2024

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	324 S PINE ST, CENTRALIA, IL 62801-4026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R01254
Date	Feb 28, 2005
Instrument	2005R01254

Lender

Name	MBNA AMERICA DELAWARE NA
Type	Subprime Lender
Address	WILMINGTON, DE 19884

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 23, 2025

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IL
Recording Date	Mar 28, 2017
Property Address	324 S PINE ST, CENTRALIA, IL 62801-4026
Document Number	2017R01974
Instrument Date	Mar 28, 2017
Instrument	2017R01974
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S PINE ST, CENTRALIA, IL 62801-4026

December 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARION IL
Recording Date	Dec 17, 2012
Property Address	324 S PINE ST, CENTRALIA, IL 62801-4026
Document Number	2012R07390
Instrument Date	Dec 12, 2012
Instrument	2012R07390
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$23.25
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S PINE ST, CENTRALIA, IL 62801-4026

Mortgage

Document Number	2012R07391
Date	Dec 17, 2012
Instrument	2012R07391

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$985.00 (+13.35%) Homeowner's exemption Senior Citizen's exemption	$24,830 (+12%) Land $2,510 Building $22,320	$74,490 (+12%) Land $7,530 Building $66,960
2024	$869.00 (+41.99%)	$22,170 (+17.68%) Land $2,240 Building $19,930	$66,510 (+17.68%) Land $6,720 Building $59,790
2022	$612.00 Homeowner's exemption Senior Citizen's exemption	$18,840 Land $1,900 Building $16,940	$56,520 Land $5,700 Building $50,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, GigFire.

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