324 S Opulent Dr, Montgomery, TX 77316 Property Records

Montgomery County property record for 324 S Opulent Dr, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,841 sqft · built 2022
Lot Size	0.321 acres (13,997 sqft)
Owner	2 Individual Names on Record
Tax Bill	$24,865 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7401-00-03000`

Property Details

APN / Parcel Number

Primary APN	`7401-00-03000`
Alternative APN	`R504816`

Interior

Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,841 sqft Living Area
Gross Area	4,457 sqft
1st Floor Area	2,771 sqft
2nd Floor Area	1,070 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,997 sqft (0.321 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	507 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	324 S OPULENT DR
City	MONTGOMERY
State	TX
Zip	77316-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S740100 - NOBLE GREENS AT WOODFOREST 01, BLOCK 1, LOT 30
Legal Subdivision	NOBLE GREENS AT WOODFOREST 01
Legal Block	1
Legal Lot Number	30
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1026
Census Tract	694503

Owner

Source: Montgomery County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC
Nov 18, 2025	Vendor's Lien, Transfer FIRST FINANCIAL BANK
Dec 19, 2023	Intrafamily Transfer, Transfer
Jun 28, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage A & N MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026
Deed Sale	Feb 23, 2026
Prior Sale	Jun 28, 2024 · Amount on Record
Deed Document Number	202617101
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	SOUTHERN GULF TITLE LLC, SOUTHERN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S OPULENT DR 5, 5, MONTGOMERY, TX 77316-2817

Mortgage

Document Number	0000129946
Date	Oct 27, 2022
Instrument	2022129946

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 18, 2025
Property Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817
Document Number	0000118805
Map Reference	FILE 8719359
Instrument Date	Nov 14, 2025
Instrument	2025118805
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 BLUE HILL DR, MONTGOMERY, TX 77356-8126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817

Mortgage

Date	Nov 18, 2025

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 19, 2023
Property Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817
Document Number	0000121405
Map Reference	CAB Z SH 6390
Instrument Date	Dec 15, 2023
Instrument	2023121405
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 28, 2024
Property Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817
Document Number	0000063888
Map Reference	CAB Z SH 6390
Instrument Date	Mar 27, 2023
Instrument	2024063888
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	SOUTHERN GULF TITLE LLC, SOUTHERN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S OPULENT DR, MONTGOMERY, TX 77316-2817

Mortgage

Document Number	0000063889
Date	Jun 28, 2024
Instrument	2024063889

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,228,341 (+1.03%)	$1,252,811 (+3.04%) Land $130,000 Building $1,122,811
2025	$24,865.00 (-0.02%)	$1,215,866 (+19.77%) Land $130,000 Building $1,085,866	$1,215,866 (+19.77%) Land $130,000 Building $1,085,866
2024	$24,870.00 (+67.44%)	$1,015,158 (+7.17%) Land $130,000 Building $885,158	$1,015,158 (+7.17%) Land $130,000 Building $885,158
2023	$14,853.00	$947,250 Land $130,000 Building $817,250	$947,250 Land $130,000 Building $817,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber, Xfinity.

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