324 S Main St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 324 S Main St, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4,788 sqft · built 1820
Lot Size	0.106 acres (4,626 sqft)
Owner	2 Individual Names on File
Last Sale	$1,330,000 (Apr 2024)
Tax Bill	$7,538 (2025)
Deeds & Mortgages	Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000670A001`

Property Details

APN / Parcel Number

Primary APN	`000670A001`
Alternative APN	`6-009D-B014-00-0005.1000000`

Interior

Stories	2 Stories
Building Area	4,788 sqft Living Area
Gross Area	5,508 sqft
1st Floor Area	2,988 sqft
Basement Area	1,800 sqft
Finished Basement	1,080 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,626 sqft (0.106 acres)
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	000670A001
Street Address	324 S MAIN ST
City	SAINT CHARLES
State	MO
Zip	63301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK 14
Legal Subdivision	PARK CHAS SOUTH 04
Legal Block	14
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2005
Census Tract	310502

Owner

Source: St. Charles County records · APN 000670A001

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 S MAIN ST, SAINT CHARLES, MO 63301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Aug 21, 2006 · Amount on Record
Deed Document Number	202414036
Prior Transfer Date	Feb 12, 2024
Prior Transfer Doc	0000006388
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 15, 2024
Property Address	324 S MAIN ST, SAINT CHARLES, MO 63301
Document Number	0000014036
Instrument Date	Apr 11, 2024
Instrument	2024R-014036
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 S MAIN ST # 326, 326, SAINT CHARLES, MO 63301-3435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1018 S MAIN ST, SAINT CHARLES, MO 63301-3514

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,915 (-)	$636,392 (-) Land $101,772 Building $534,620
2025	$7,538.00	$120,915 (+10.06%)	$636,392 (+10.06%) Land $101,772 Building $534,620
2023		$109,864
2022			$578,227 Land $101,772 Building $476,455

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Charles Historic District listed 1970 · 63 contributing resources · NRIS 70000856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.